Collection Associate - CV

HDB Financial Services Ltd.; Aizawl; On-site; INR 300,000 - 500,000; Full time

Job summary

HDB Financial Services Ltd. is seeking candidates for a role focused on the collection and recovery of Auto Loans. The position involves handling individual collection portfolios, ensuring adherence to processes, and managing targets. Responsibilities include tracking asset utilization, negotiating loan repayments, and preparing reports. Ideal candidates will be responsible for maintaining collection efficiency and effective cost management within a healthy portfolio in Tlangnuam, Aizawl, India.

Responsibilities

• Taking care of collection and recovery of Auto Loans portfolio.
• Responsible for collection efficiency on a timely manner.
• Responsible for effective cost management.

Job description

Job Role

Taking care of collection and recovery of Auto Loans portfolio.

• Handling individual collection portfolio.
• Updating visit trails and money collection details on Mobile App.
• 100% visit on all cases and tracking asset utilization and availability.
• Managing daily and weekly targets to facilitate monthly targets.
• Ensuring adherence to processes, compliance and audit related activities.
• Ensuring repossession of asset is done in compliance with standard operating process.
• No delay in deposition.
• Negotiations and restructuring loan re-payments; preparing reports for daily activities.

Key Responsibilities

• Responsible for collection efficiency on a timely manner.
• Responsible for effective cost management.
• Understanding managing a healthy portfolio.