Collection Associate - Auto Loans

HDB Financial Services Ltd.; Dhubri; On-site; INR 279,000 - 446,400; Full time

Job summary

HDB Financial Services Ltd. is seeking a candidate to take care of the collection and recovery of the Auto Loans portfolio in Dhubri, Assam. The role involves managing individual collections, ensuring compliance with processes, and negotiating loan repayments. The ideal candidate is expected to manage daily targets effectively, prepare detailed reports, and work towards maintaining a healthy portfolio. This position ensures adherence to operational standards and timely collection efficiency.

Responsibilities

• Handling individual collection portfolio.
• Updating visit trails and money collection details on mobile application.
• Ensuring 100% visit on all cases and tracking asset utilization and availability.
• Managing daily and weekly targets to facilitate monthly targets.
• Ensuring adherence to processes, compliance, and audit-related activities.
• Ensuring repossession of assets is done in compliance with the standard operating process.
• No delay in deposition.
• Negotiating and restructuring loan repayments.
• Preparing reports for daily activities.
• Responsible for collection efficiency on a timely manner.
• Responsible for effective cost management.
• Understanding and managing a healthy portfolio.

Job description

Job Role

Taking care of collection and recovery of Auto Loans portfolio.

Responsibilities

• Handling individual collection portfolio.
• Updating visit trails and money collection details on mobile application.
• Ensuring 100% visit on all cases and tracking asset utilization and availability.
• Managing daily and weekly targets to facilitate monthly targets.
• Ensuring adherence to processes, compliance, and audit-related activities.
• Ensuring repossession of assets is done in compliance with the standard operating process.
• No delay in deposition.
• Negotiating and restructuring loan repayments.
• Preparing reports for daily activities.
• Responsible for collection efficiency on a timely manner.
• Responsible for effective cost management.
• Understanding and managing a healthy portfolio.