Chief Manager - Compliance & Legal

Kisetsu Saison Finance (India) Private Limited; Bengaluru; On-site; INR 2,500,000 - 4,500,000; Full time

Job summary

Credit Saison India seeks a Senior Compliance Lead with deep RBI NBFC regulation knowledge to steer enterprise-wide compliance practices. You will partner with senior management to translate regulatory changes into actionable business strategies and oversee governance across partnerships.

The role requires strong stakeholder management and experience in leading a compliance team, ensuring robust risk controls and timely regulatory reporting. Bengaluru-based, full-time position.

Qualifications

• 7-8 years of core NBFC regulatory compliance experience.
• At least 3+ years in team management capacity.
• Subject matter expert in RBI NBFC regulations, Digital Lending guidelines, partnership models, and governance.

Responsibilities

• Analyze RBI updates and regulatory shifts to assess impact and advise Senior Management.
• Design and own enterprise-wide compliance framework with checklists and monitoring tools.
• Review compliance MIS and trackers to identify gaps and guide corrective actions.
• Draft and finalise regulatory policies and SOPs to ensure regulatory alignment.
• Develop compliance trainings and foster a robust compliance culture.

Skills

Regulatory compliance

Stakeholder management

Regulatory updates

Education

CS / LL.B / MBA

Job description

About Credit Saison :

Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about approx ~2000 employees. Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.

Ideal Candidate Profile

Education: CS / LL.B / MBA graduate (CS or LL.B highly preferred). Experience: Minimum 7-8 years of core experience in NBFC regulatory compliance, with at least 3+ years in team management capacity. Domain Expertise: Subject matter expert in RBI NBFC regulations, with deep knowledge of Digital Lending guidelines, partnership models, and corporate governance. Skills: thinking, and senior stakeholder management skills. Ability to translate complex regulatory jargon into actionable business strategies.

Key Responsibilities

• Analyze new RBI updates and regulatory shifts to assess their strategic impact on the business/company. Proactively advise the Senior Management and internal stakeholders on necessary actionable
• Design, implement, and own the enterprise-wide compliance framework. Developing necessary checklists and monitoring tools for tracking compliances with stakeholders.
• Review compliance MIS and trackers prepared by the team to identify systemic gaps or emerging risks, taking corrective leadership action when necessary.
• Drafting/validating, periodic review, and final approval of all regulatory policies and standard operating procedures (SOPs) to ensure strict regulatory alignment.
• Designing appropriate compliance trainings and fostering a robust compliance culture across all levels of the organization.
• Act as the definitive escalation point and primary advisor to Business teams on complex compliance matters, balancing regulatory boundaries with business growth objectives.
• Serve as the final compliance gatekeeper for all new product launches of respective vertical, ensuring comprehensive risk assessment and regulatory adherence prior to go-live.
• Define the compliance architecture and risk appetite for partnership products. Oversee the final approval of new partner onboarding, ensuring strict adherence to RBI’s Digital Lending guidelines.
• Lead high-level negotiations and alignment with internal stakeholders, external partners on compliance matters.
• Finalize compliance notes, decks, and MIS meant for Board and Senior Management.
• Liaising with SRO and other industry Associations with whom company has tie ups.
• Overseeing the activities and providing appropriate guidance to the team.

Expectation 1. To take decisions and calls regarding the compliances of the business vertical assigned 2. To engage with Senior management employees on compliance matter 3. To guide and lead the existing members of the team who are in the post of Senior manager/Manager

About Credit Saison :

At Credit Saison India, we are driven by Innovation, Inclusion, and Integrity to create a meaningful Impact. As one of India's fastest-growing NBFC lenders, our mission is to bridge the credit gap and transform lives by empowering underserved communities. Our journey is fueled by a team of 1,400+ employees across 80+ branches, with an AUM of over $2 billion. Join us and help build a brighter financial future for millions across the country. Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees. Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.