Business Policy & Process

IIFL Finance; Gurugram District; On-site; INR 450,000 - 700,000; Full time

Job summary

IIFL Finance in India is seeking a policy-focused professional to formulate and update credit policies, eligibility criteria, and underwriting norms for affordable loans at priority branches.

You will ensure RBI PSL guidelines compliance, analyze portfolio performance and approval quality, and coordinate with Business, Credit, Risk, Legal and Operations teams for policy rollout and audits.

Responsibilities

• Formulate and update credit policies, eligibility criteria, and underwriting norms for affordable loans for priority branches.
• Ensure compliance with RBI PSL guidelines and periodic regulatory circulars.
• Analyze portfolio performance, delinquency trends, and approval quality for the product and branches.
• Propose policy refinements based on risk performance, market dynamics, and regulatory changes.
• Coordinate with Business, Credit, Risk, Legal and Operations teams for policy rollout and implementation.
• Support audits, inspections, and regulatory queries.

Education

Mortgage Background

Job description

Role & responsibilities

• Formulate and update credit policies, eligibility criteria, and underwriting norms for affordable loans for priority branches.
• Ensure compliance with RBI PSL guidelines and periodic regulatory circulars.
• Analyze portfolio performance, delinquency trends, and approval quality for the product and branches.
• Propose policy refinements based on risk performance, market dynamics, and regulatory changes.
• Coordinate with Business, Credit, Risk, Legal and Operations teams for policy rollout and implementation.
• Support audits, inspections, and regulatory queries.

Preferred candidate profile

Mortgage Background