Business Banking Manager

Deutsche Bank AG; Mumbai; On-site; INR 1,500,000 - 2,500,000; Full time

Benefits offered by this job

Leave policy

Parental leaves

Childcare subsidy

Flexible working

Certifications sponsorship

EAP

Health insurance

Life insurance

Health screening

Job summary

Deutsche Bank AG in Mumbai seeks a Business Banking Manager, Associate. You will advise on credit solutions, assess loans, and prepare submissions while monitoring credit risk and client lifecycles. You will grow relationships, identify needs, and propose tailored banking products.

The role emphasizes servicing business clients, cross-functional collaboration, and adherence to regulatory standards, with pathways for professional certification and flexible work arrangements.

Qualifications

• Experience in servicing or sourcing clients.
• Liabilities experience for sourcing Capital accounts (FDI/ODI/ECB).
• Banking background including premium club membership or high-end credit card sales is preferred.

Responsibilities

• Advising on credit-related client solutions and assessing loans from income and risk perspective.
• Prepare credit submissions for approval and monitor credit exposures through the client lifecycle.
• Identify client credit needs and propose suitable products/services/solutions.
• Support efforts to gain new business and grow earnings from existing clients.

Skills

Client servicing

Liabilities experience

Banking background

English communication

Education

Graduation

Job description

Job Title: Business Banking Manager, Associate Location: Mumbai, India

Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking. The primary objective is to enhance the value of the existing trade account portfolio.

What we’ll offer you

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under child care assistance benefit (gender neutral)
• Flexible working arrangements
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes.
• Be responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship.
• Identifying business clients’ credit needs and proposing suitable products, services and/or solutions.
• Supporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferences.
• Advising and guiding teams in the development of bespoke products/solutions/platforms
• Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients.
• May also participate in the negotiation and execution of mandated transactions with clients.
• Optimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements.
• Maintaining and growing business contacts and leads in the lending business.
• Compliance with internal and credit-related regulations, e.g., QS audit results, KWG§18 etc.
• Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines.

Your skills and experience

• The candidate should have experience in servicing or sourcing clients
• The candidate should have liabilities experience for sourcing Capital accounts (FDI / ODI / ECB)
• Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background.
• Candidate should have excellent communication in English and well groomed.
• Minimum qualification required is Graduation.
• Minimum Exp should be 5 – 10 Years in relevant field.

How we’ll support you

• Training and development to help you excel in your career
• Flexible working to assist you balance your personal priorities
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information: https://www.db.com/company/company.htm

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities.

Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management (DWS) division.

Together we can make a great impact for our clients at home and abroad, securing their lasting success and financial security.

More information at: Deutsche Bank Careers (db.com)