Branch Manager-Micro Business Loan

IDFC FIRST Bank; Pithampur; On-site; INR 600,000 - 1,000,000; Full time

Job summary

IDFC FIRST Bank in India seeks a Branch Manager for Micro Business Loan to scale lending in the designated area and deliver banking needs efficiently. You will lead branch sales, recruit and train staff, achieve disbursement targets, identify high-potential clusters and drive portfolio quality while ensuring compliance.

This role requires 2+ years of relevant experience and a strong mix of leadership, analytics, and customer focus within a banking environment.

Qualifications

• Graduation in various streams as listed in the ad.
• Post-graduation: MBA, PGDM.

Responsibilities

• Target and manpower planning for the branch.
• Recruitment and training of manpower (Sales Manager/Branch sales manager & branch credit and collection manager).
• Meet disbursement targets month on month.
• Identify business clusters with high potential and execute penetration strategies.
• Track and improve manpower productivity at all levels.
• Monitor and mentor the branch team.
• Keep track of competition and report new products/market developments.
• Manage product mix and branch profitability.
• Manage bucket collection and overall portfolio management.
• Ensure internal and external audit compliance.

Skills

Team leadership

Target achievement

Branch management

Manpower planning

Recruitment & training

Education

Bachelor's degree in Technology / Maths / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management

MBA, PGDM

Job description

Job Description:

Job Requirements

Job Requirements

Role/ Job Title:Branch Manager-Micro Business Loan

Function/ Department: Micro Business Loans

Job Purpose:

The role entails scaling up the business for the Micro Business Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

Roles & Responsibilities

• Target and Manpower planning for the branch.
• Ensure recruitment and training of manpower – Sales Manager/Branch sales manager & branch credit and collection manager and feet on street.
• Will be responsible for meeting disbursements targets month on month.
• Identifying business clusters with high potential and execute penetration strategies.
• Tracking and improving Manpower Productivity at all levels.
• Monitoring and mentoring the branch team.
• Keeping a regular track of competition and reporting new products / market developments to upstream.
• Managing product mix and branch profitability.
• Managing the bucket collection and overall portfolio management.
• Managing internal and external audit compliance.

Education Qualification:

Graduation: Bachelors in Technology / Maths / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management.

Post-graduation: MBA, PGDM

Experience:2+ years of relevant experience

Requirements: