Branch Manager_BRANCH BANKING-Branch Head_Jalandhar

Kotak Mahindra Bank; Jalandhar; Sur place; INR 800 000 - 1 100 000; Plein temps

Résumé du poste

Kotak Mahindra Bank in Jalandhar invites applications for a Branch Manager in Retail Liabilities. You will lead a high-performing team, drive growth in deposits, manage day-to-day operations, and ensure adherence to regulatory standards while delivering excellent customer service.

You will oversee cross-selling of mutual fund and insurance products, optimize branch profitability, and collaborate with product and marketing teams to launch initiatives.

Qualifications

• Proven track record in branch banking and sales.
• Experience leading a high-performing team and meeting targets.
• Strong understanding of banking regulations and risk controls.

Responsabilités

• Drive deposit growth from existing and new customers.
• Ensure high standards of customer service across touchpoints.
• Promote cross-selling of non-deposit products (MFs, insurance).
• Lead sales initiatives and generate fee-based income.
• Oversee branch administration and day-to-day operations.
• Ensure regulatory and internal guideline compliance.
• Foster a productive, motivated branch team environment.
• Take ownership of branch P&L and break-even performance.
• Collaborate with stakeholders for product and marketing initiatives.

Connaissances

Sales leadership

Branch operations

Regulatory awareness

Team management

Cross-selling

Description du poste

Job Description:

As a Branch Manager in the Retail Liabilities vertical, you will be responsible for driving business growth, ensuring operational excellence, and delivering superior customer service. This role demands a dynamic leader with strong sales acumen, regulatory awareness, and the ability to manage a high-performing team. You will oversee the branch’s profitability, compliance, and customer engagement, while also promoting cross-selling of financial products

Responsibilities

• Drive enhancement of the deposit pool from existing and new customers.
• Ensure high standards of customer service delivery across all touchpoints.
• Promote and achieve cross-selling targets for non-deposit products.
• Lead sales initiatives for Mutual Funds and Insurance products.
• Generate fee-based income through strategic product offerings.
• Oversee branch administration and ensure smooth day-to-day operations.
• Ensure full compliance with regulatory and internal guidelines.
• Foster a productive and motivated branch team environment.
• Take ownership of the branch’s Profit & Loss and break-even performance.
• Collaborate with internal stakeholders for product innovation and marketing initiatives.