Branch Manager

IDFC FIRST Bank; Dakshina Kannada; On-site; INR 800,000 - 1,200,000; Full time

Job summary

IDFC FIRST Bank is seeking a Branch Manager in Karnataka to oversee the overall operations of the branch, manage performance metrics, and ensure exceptional customer service. The candidate should have a minimum of 10 years of experience in retail banking, including at least 2 years in a managerial role. Responsibilities include leading a team, developing strategies to achieve targets, and ensuring compliance with regulations. A bachelor’s degree in business or finance is required, and an MBA is preferred.

Qualifications

• Minimum of 10 years of experience in retail banking.
• At least 2 years in a managerial or leadership role.

Responsibilities

• Oversee daily branch operations including customer service and sales.
• Develop strategies to achieve branch targets.
• Ensure compliance with banking regulations.
• Build strong customer relationships.
• Lead and motivate branch staff.

Skills

Knowledge of banking products

Leadership capabilities

Sales target orientation

Analytical mindset

Understanding of banking regulations

Proficiency in Microsoft Office

Business communication skills

Education

Bachelor’s degree in business administration or Finance

Postgraduate qualifications (e.g., MBA)

Tools

Banking software

Job description

Job Requirements

About the Role

The Branch Manager at IDFC FIRST Bank is a leadership role within the Retail Banking division, responsible for managing the overall operations, performance, and customer experience of the branch. The role focuses on driving business growth, ensuring regulatory compliance, and delivering exceptional service. The Branch Manager will lead a team of banking professionals, foster a high-performance culture, and collaborate across departments to achieve strategic objectives.

Primary Responsibilities

• Oversee daily branch operations including customer service, sales, and staff management.
• Develop and implement strategies to achieve branch targets and business goals.
• Monitor branch performance metrics and take corrective actions where necessary.
• Achieve overall product targets for the branch including CASA, Term Deposits, Investments, Insurance, Trade Services, Retail Assets & Business Banking products.
• Ensure compliance with banking regulations and internal policies.
• Build and maintain strong customer relationships while promoting bank products and services.
• Lead, coach, and motivate branch staff to meet individual and team performance goals.
• Conduct regular performance evaluations and provide constructive feedback.
• Maintain a low attrition rate within the branch.
• Ensure hiring is aligned as per the manpower budgets.
• Collaborate with cross-functional teams to enhance customer experience and drive growth.
• Address customer complaints and resolve issues promptly and professionally.
• Prepare and submit periodic reports on branch activities and performance to senior management.

Secondary Responsibilities

• Support initiatives to improve operational efficiency and service quality.
• Contribute to local marketing and outreach efforts to increase brand visibility and customer acquisition.

Education

• Bachelor’s degree in business administration, Finance, or a related field.
• Postgraduate qualifications (e.g., MBA) are preferred.

Experience

• Minimum of 10 years of experience in retail banking.
• At least 2 years in a managerial or leadership role within a banking environment.

Skills and Attributes

• Strong knowledge of banking products, services, and operations.
• Proven leadership and team management capabilities.
• Orientation and ability to meet and exceed sales targets.
• Analytical mindset with the ability to make data-driven decisions.
• Thorough understanding of banking regulations and compliance standards.
• Proficiency in Microsoft Office and banking software.
• Flexibility to work extended hours and travel as required.
• Fluent in English with strong business communication skills.