Branch Credit Manager

Equitas Small Finance Bank; Sangli District, Pune District; On-site; INR 800,000 - 1,400,000; Full time

Job summary

Equitas Small Finance Bank is seeking a Branch Credit Manager in Sangli District, Maharashtra to evaluate customer credit applications and financial statements, perform credit checks and risk analysis, and establish credit limits based on risk profile.

The role requires approving or rejecting credit applications according to policy, preparing credit risk reports, and providing regular updates to senior management, while analyzing customer payment trends to suggest improvements.

Qualifications

Responsibilities

• Evaluate customer credit applications and financial statements.
• Conduct credit checks and risk analysis.
• Establish and review credit limits based on risk profile.
• Approve or reject credit applications in line with company policy.
• Prepare credit risk reports and collection performance metrics.
• Provide regular updates to senior management.
• Analyze customer payment trends and recommend improvements.

Job description

Branch Credit Manager

• Evaluate customer credit applications and financial statements.
• Conduct credit checks and risk analysis.
• Establish and review credit limits based on risk profile.
• Approve or reject credit applications in line with company policy.
• Prepare credit risk reports and collection performance metrics.
• Provide regular updates to senior management.
• Analyze customer payment trends and recommend improvements.