Branch Credit Manager

Moneyboxx Finance; Hubli, Bengaluru; On-site; INR 200,000 - 440,000; Full time

Job summary

Moneyboxx Finance in Hubli is seeking a Branch Credit Manager for HL/LAP/ML with secured lending expertise to evaluate and underwrite loan proposals and ensure policy compliance.

You will assess eligibility, income, and repayment capacity, perform credit risk analysis, and coordinate with Sales, Operations and RCU to ensure smooth processing and portfolio quality.

Qualifications

• 1–4 years of experience in secured lending credit.
• Experience in HL/LAP/ML products preferred.
• Strong knowledge of credit appraisal and underwriting.
• Good analytical and decision-making skills.
• Background in NBFC/HFC/Banking preferred.

Responsibilities

• Evaluate and underwrite loan proposals as per company credit policy.
• Assess customer eligibility, income, financials and repayment capacity.
• Conduct credit appraisal and risk assessment of HL/LAP/ML proposals.
• Ensure proper verification and documentation before sanction/disbursement.
• Coordinate with Sales, Operations and RCU teams for smooth processing.
• Maintain portfolio quality and ensure adherence to credit guidelines.

Skills

Credit appraisal

Underwriting

Financial analysis

Risk assessment

Job description

Branch Credit Manager HL/LAP/ML | Secured Lending

Job Description:

We are hiring Branch Credit Manager | NBFC

Locations:

Peenya | Tumkur | Hubli

CTC:

2.0 LPA – 4.4 LPA

Experience:

1–4 Years

Industry:

NBFC / HFC / Financial Services

Product Experience Required

• Home Loans (HL)
• Loan Against Property (LAP)
• Micro Loans (ML)
• Secured Lending

Key Responsibilities

• Evaluate and underwrite loan proposals as per company credit policy.
• Assess customer eligibility, income, financials and repayment capacity.
• Conduct credit appraisal and risk assessment of HL/LAP/ML proposals.
• Ensure proper verification and documentation before sanction/disbursement.
• Coordinate with Sales, Operations and RCU teams for smooth processing.
• Maintain portfolio quality and ensure adherence to credit guidelines.

Candidate Profile

• 1–4 years of relevant experience in secured lending credit.
• Experience in HL/LAP/ML products is preferred.
• Strong knowledge of credit appraisal and underwriting.
• Good analytical and decision-making skills.
• Candidates from NBFC/HFC/Banking background preferred.