Branch Credit Manager

Namdev Finvest; Gandhinagar; On-site; INR 350,000 - 700,000; Full time

Job summary

Namdev Finvest Pvt Ltd in Gujarat seeks a Credit Appraiser to assess MSME loan proposals, highlight risks, and ensure timely sanctions and disbursements. The role involves on-site visits to verify business operations, KYC, and fund end-use.

You will ensure adherence to company credit policies and process timelines, prepare reports for management, and support policy compliance across all loan sanction activities.

Responsibilities

• Appraise the Loan for the MSME
• Highlight risks and mitigating measures as appropriate.
• Responsible for timely sanctions and disbursement of MSME loans
• Conduct customer visits (PD) as per credit policy requirements to verify business operations, KYC, and end-use of funds.

Job description

Role & responsibilities

Credit appraisal & sanctioning:

• Appraise the Loan for the MSME
• Highlight risks and mitigating measures as appropriate.
• Responsible for timely sanctions and disbursement of MSME loans
• Conduct customer visits (PD) as per credit policy requirements to verify business operations, KYC, and end-use of funds.

Policy & Process Compliance:

• Ensure that the proposal is underwritten are as per the credit policies and procedures laid down by the company
• Comply with and ensure that all the processes pertaining to loan sanction has been adhered to.
• Ensure that all required reporting to the management is done as per timelines laid down by the company

Location: Dehgam_Gujarat