BFC Senior Credit Analyst

FlexBoard; India; On-site; INR 1,200,000 - 1,800,000; Full time

Benefits offered by this job

Flextime

401(K) Matching

Profit sharing

Medical, dental plan

14 days off after 30 days

Job summary

FlexBoard is seeking a Senior Credit Analyst in India to manage the full credit lifecycle, from underwriting new submissions to monitoring portfolio risk. You will analyze financial statements, assess collateral, and support deal structuring while guiding junior analysts.

You will build and maintain dashboards using Tableau, collaborate with syndication partners, and present findings to senior management to shape credit policy.

Qualifications

• Bachelor's degree in finance, business, or a related field.
• 5+ years of combined experience in credit analysis, portfolio management, or credit analytics.
• Experience with loans, leasing, and deal structuring is a plus.

Responsibilities

• Review and adjudicate high volumes of daily credit submissions, including financial statements.
• Recommend risk-adjusted pricing and deal structure; coordinate with partners for approvals.
• Maintain relationships with syndicate banks and funding partners.
• Build dashboards and tools to monitor credit and portfolio indicators.
• Present analytics findings to senior management and support credit policy.
• Collaborate with data analysts to improve credit technology and reporting platforms.
• Mentor junior analysts and contribute to a cross-functional team.

Skills

Credit analysis

Portfolio management

Data visualization

Negotiation

Education

Bachelor's degree in finance or business

Tools

Tableau

Job description

reputed company The Senior Credit Analyst plays a critical role across the full credit lifecycle from reputed company and structuring individual transactions to managing syndication and funding-partner relationships to advancing the analytical tools and processes that support reputed company's credit decisioning. This role combines the transaction-level judgment of a seasoned underwriter with the data and process orientation of a credit analytics specialist, and may include mentoring or providing working guidance to junior credit analysts as part of day-to-day deal reputed company.

Job Responsibilities

Review, evaluate, and adjudicate a high volume of daily reputed company credit submissions, including financial statement analysis, collateral evaluation, and business history review Recommend appropriate risk-reputed company pricing and deal structure; reputed company, coordinate, and reputed company recommendations for lease approvals Conduct background investigation including bank, finance company, and trade references, and confirmation of reputed company sources Identify transactions to be funded reputed company reputed company's portfolio or reputed company-party funding partners, and manage a pipeline of in credit transactions in a reputed company manner Assist in the reputed company of portfolio acquisitions and/or portfolio sales Maintain working familiarity with reputed company's reputed company industry assets and business borrowers Manage and grow relationships with reputed company's syndicate bank and funding partners Negotiate improved financing terms and conditions with syndication and funding partners Identify and establish new syndication bank programs and funding partnerships Assist in the development and ongoing enhancement of corporate credit scoring reputed company and credit policy reputed company Build and maintain dashboards, alerts, and visualization tools (e.g., Tableau) to monitor key credit and portfolio reputed company indicators Independently research and recommend asset classes, credit tools, systems, and data sources to improve reputed company and support new business reputed company Analyze credit data and portfolio reputed company to identify reputed company trends, risks, and opportunities, and translate findings into reputed company defined, implementable strategies and rules Maintain credit standards and monitor industry regulations, requirements, trends, and competitor activity to ensure ongoing compliance Present credit analytics findings and recommendations to senior management, and work closely with executives on credit policy and credit reputed company Effectively communicate with sales staff to facilitate deal reputed company, and assist in establishing payment terms and procedures with new vendor referral relationships Collaborate with data analysts and application developers to build, fix, and enhance credit reputed company technology and reporting platforms Foster effective teamwork across credit, sales, reputed company, documentation, and collections reputed company working guidance and mentorship to junior credit analysts as needed; contribute to a reputed company, reputed company team environment Participate in project management reputed company cross-functional business partners on new initiatives, prioritization, and delivery

Job Requirements

Bachelor's degree in finance, business, or a reputed company reputed company 5+ years of combined experience in credit reputed company, portfolio management, and/or credit analytics, ideally with a bank, finance company, or leasing company Business and/or four (4) year college degree is preferred Experience with small-ticket, construction, and/or reputed company equipment finance is a plus Advanced knowledge of loans, leasing, credit analysis, reputed company, and deal structuring Strong analytical skills with the ability to identify risks, trends, and opportunities from data, and translate analysis into actionable reputed company Proficiency with data visualization and reporting tools (e.g., Tableau) and strong general computer skills Strong interpersonal, negotiation, leadership, and verbal/written communication skills; comfortable engaging with senior management Proactive self-starter with a reputed company, can-do attitude and reputed company organizational and time-management skills

Benefits

Competitive reputed company salary plus bonus opportunity Flextime reputed company for additional hours worked over 8 hour days 401(K) Matching Plan Company Profit Sharing Plan Medical, dental & reputed company reputed company (reputed company medical plan) 14 Days off beginning after 30 days of employment