Bank Home Loan Officer

Bright Future Consultancy; Mumbai; On-site; INR 350,000 - 520,000; Full time

Job summary

Bright Future Consultancy in Mumbai is seeking a Bank Home Loan Officer to source, process, and close home loan cases while ensuring compliance with banking policies. You will handle customer acquisition, documentation, and credit coordination to meet disbursement targets.

The role requires field activity to generate leads, counsel customers on products and rates, and coordinate with internal teams to finalize loans. RBI compliance knowledge is important.

Qualifications

• Bachelors degree required or equivalent.
• Strong communication and interpersonal skills for client interactions.
• Knowledge of home loan processes and RBI guidelines is a plus.

Responsibilities

• Generate leads for home loans through field sales and referrals.
• Counsel customers on loan products, eligibility, and rates.
• Collect and verify documents (KYC, income, property papers).
• Coordinate with credit, legal, and technical teams for loan approvals.
• Ensure timely sanction and disbursement of loan cases.
• Maintain relationships and provide post-disbursement support.
• Meet monthly sourcing and disbursement targets.
• Ensure RBI and policy compliance.

Skills

Communication

Customer service

Sales aptitude

KYC basics

Education

Bachelors degree

Tools

CRM software

Credit coordination systems

Job description

Job Summary:

The Bank Home Loan Officer is responsible for sourcing, processing, and closing home loan cases while ensuring compliance with banking policies and regulatory guidelines. The role involves customer acquisition, documentation, credit coordination, and achieving disbursement targets.

Key Responsibilities:

• Generate leads for home loans through field sales, referrals, and channel partners
• Counsel customers on home loan products, eligibility, and interest rates
• Collect and verify customer documents (KYC, income, property papers)
• Coordinate with credit, legal, and technical teams for loan approval
• Ensure timely login, sanction, and disbursement of loan cases
• Maintain customer relationships and provide post-disbursement support
• Achieve monthly sourcing and disbursement targets
• Ensure compliance with RBI and internal bank policies