AVP - Data Governance

Equifax, Inc.; Mumbai; Sur place; INR 5 000 000 - 9 000 000; Plein temps

Résumé du poste

Equifax, Inc. seeks a Data Governance Leader to drive data quality and analytics governance across the credit ecosystem. You will oversee data pipelines, enforce UCRF forms, manage CDEs, and collaborate with senior leadership, boards, and regulators.

The role requires 15+ years in data governance or BI within financial services, deep knowledge of Indian standards, and strong SQL/SAS/Python skills. You will lead RCA, data trend reporting, and risk mitigation across the ingestion lifecycle.

Qualifications

• 15+ years of experience in Data Governance, Data Quality Management, or BI within financial services.
• Deep expertise in Indian Credit Bureau standards (UCRF, CICRA, DPDP).
• Strong proficiency in SQL and SAS/Python.
• Experience with data lineage mapping and entity resolution across ingestion lifecycles.
• Leadership with executive presentation capabilities to senior leadership and board committees.

Responsabilités

• Enforce UCRF across data pipelines and oversee end-to-end ingestion processing and Data Statistics Reports.
• Own the CDE Master Register and design risk-based data lineage from ingestion to CIRs and scoring models.
• Ensure compliance with RBI guidelines and statutory retention policies; align governance policies to regulations.
• Oversee dispute resolution governance and liaise with Internal Ombudsman.
• Perform RCA on quarterly delink logs and customer complaint dumps; tune entity resolution logic.
• Drive engagement with Credit Institutions to resolve submission errors and enforce data remediation schedules.
• Conduct routine KYC anomaly audits focusing on identifiers to maintain data integrity.
• Extract and publish data trends to provide early warnings and actionable insights to stakeholders.

Connaissances

Data governance

Data quality

Regulatory compliance

Executive communication

SQL

SAS

Python

Data lineage

Entity resolution

Algorithm tuning

Formation

Bachelor’s or master’s degree in data analytics, computer science, statistics, finance

Outils

Cassandra

Oracle

Talend

GCP

Description du poste

Synopsis of the role

We are seeking a Data Governance Leader to drive data quality, regulatory compliance, and analytics governance across our core credit ecosystem. In this executive-facing role, you will oversee data pipelines, enforce Uniform Credit Reporting Formats, and manage Critical Data Elements across data ingestion lifecycle. Working closely with Senior Leadership, Board committees, and regulatory bodies to align data policies with regulatory frameworks. Additionally, you will lead root cause analysis and establish data trend reporting to mitigate risk. Join us to bridge complex technical architectures with business strategy and shape credit data governance.

What you’ll do

• Data Quality & Analytics Governance (DQI/DSR): Enforce and maintain Uniform Credit Reporting Formats (UCRF -Forms 1, 2, and 3) across all data pipelines. Oversee end-to-end ingestion processing, ensure automated generation and distribution of Data Statistics Reports (DSR), and establish benchmarks for file-level, CI-level, and Industry-level Data Quality Indexes (DQIs).
• Critical Data Element (CDE) & Lineage Management: Own and continuously update the CDE Master Register covering key attributes such as Loan Status, DPD, Outstanding Balance, and Demographics. Design and enforce risk-based data lineage tracking from initial SFTP ingestion through to consumer credit reports (CIRs) and scoring models.
• Regulatory Compliance & Policy Alignment: Ensure strict compliance with statutory credit data retention policies (7- year and perpetual retention rules) and RBI guidelines. Work closely with legal and compliance teams to adapt internal governance policies to evolving regulatory standards.
• Dispute Resolution Governance: Monitor and optimize dispute resolution workflows to ensure adherence to the statutory 30-day resolution SLA. Collaborate directly with the Internal Ombudsman on complex or escalated dispute rejections to maintain fairness and accuracy.
• Root Cause Analysis (RCA) & Algorithm Tuning: Analyze quarterly delink logs and customer complaint dumps to conduct deep-dive RCAs. Identify and resolve algorithm defects, fine-tuning entity resolution match logic and adjusting match thresholds within DCtrl.
• Member Engagement & Data Remediation: Drive engagement with Credit Institutions (CIs) to resolve recurring submission errors, monitor compliance, and enforce data cleanup and resubmission schedules.
• Audit & Anomaly Detection: Execute routine KYC anomaly audits focusing on key identifiers like PAN, Aadhaar, and Voter ID to ensure data integrity and prevent identity misclassification.
• Data Trends: Data Trend Analysis & Reporting: Extract, analyze, and publish data trends to deliver actionable insights to key stakeholders, serving as early warning indicators to mitigate potential risks.

What experience you need

• Education: Bachelor’s or master’s degree in data Analytics, Computer Science, Statistics, Finance, or related quantitative fields.
• Experience: 15+ years of relevant experience in Data Governance, Data Quality Management, or Business Intelligence within a Credit Bureau, Financial Institution, or Fintech.
• Domain Knowledge: Deep expertise in Indian Credit Bureau standards (UCRF, CICRA, DPDP), entity resolution, cascading match algorithms, and data lineage mapping.
• Technical & Analytical Skills: Proficiency in SQL, SAS/Python, database architecture (Cassandra/Oracle), ETL frameworks (Talend GCP), and statistical sampling methods.
• Leadership: Strong cross-functional leadership, executive presentation capabilities, and experience presenting governance outcomes to Senior Leadership teams and board committees.

What could set you apart

• Prior Experience in Data governance role with large Bank, NBFC or CIC

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