Associate - VKYC, Support

SBI Card; Chennai District; On-site; INR 300,000 - 550,000; Full time

Benefits offered by this job

Wellness program

Rewards and recognition

Inclusive health benefits

Diverse team culture

Job summary

SBI Card is seeking a VKYC Analyst to manage video-based Know Your Customer verifications with precision and adherence to SOPs. You will handle allocated VKYC cases, ensure timely processing, and maintain accurate decisions in the systems.

The role involves coordinating with sales teams and customers while complying with regulatory policies. Ideal candidates have Excel proficiency and a foundational understanding of KYC regulations.

Qualifications

• Graduate in any discipline.
• Basic understanding of KYC regulatory compliance framework.
• Working knowledge of Excel.

Responsibilities

• Handle allocated Video KYC cases with accuracy via video calls as per SOPs.
• Timely execution of VKYC and manage ageing inventory.
• Adhere to policy guidelines and update decisioning files accordingly.
• Coordinate with sales team and customers for VKYC verification as required.

Skills

Excel

KYC regulatory framework

Education

Graduate in any discipline

Job description

About the company

What s in it for YOU

• SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
• Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
• Dynamic, Inclusive and Diverse team culture
• Gender Neutral Policy
• Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
• Commitment to the overall development of an employee through comprehensive learning & development framework

Role Purpose

Responsible for:

1. Working on allocated Video KYC cases by Production delivery with accuracy : The responsibility includes direct dealing with potential /existing customers over video call (as per SOPs defined)
2. Timely execution of VKYC and manage the Ageing Inventory
3. Diligent execution/decisioning to ensure strict adherence to the policy guidelines
4. Driving Process Initiatives and Improvement Ideas within the KYC process

Role Accountability

1. Review , execute and decision the allocated cases for Video KYC processes : This includes close coordination with the sales team spocs as well as the customer by conducting the Video KYC verification for potential /existing customer base (in line with the process /policy defined)
2. Ensure 100% adherence to the regulations/policy defined for Video KYC process as well as KYC documents ( Officially valid documents -OVDs)Ensure accurate updation of the decisioning files/system for the final decisions on the cases
3. Ensure that the benchmark productivity /accuracy & TAT target is met & also support team targets for the same
4. Ensure prioritization and closure of urgent customer/internal stakeholders emails as well as VKYC referrals
5. Review the process and proactively identify the gaps & highlight the same for changes - including communication templates/customer concerns/RCAs
6. Maintain/track process specific responsibilities assigned for any new changes in policies/systems/processes
7. Ensure nearly zero complaints from internal as well as external customers by ensuring accurate /timely execution of responsibilities
8. Cater to exceptional requests, escalation, queries and activities as required by the business

Measures of Success

1. Productivity & Accuracy % ( basis strict adherence to policies/SOPs)
2. Process TAT (Data management TAT etc. )
3. No. of process automation/improvement opportunity identified

Technical Skills / Experience / Certifications

1. Working knowledge on Excel
2. Understanding of basic KYC regulatory compliance framework

Competencies critical to the role

1. Process Orientation
2. Verbal and written communication
3. Detail Orientation
4. Analytical Ability

Qualification

Graduate in any discipline

Preferred Industry

FSI

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