Asset Quality, AVP

Deutsche Bank AG; Pune District; On-site; INR 4,000,000 - 7,000,000; Full time

Benefits offered by this job

Best in class leave policy

Gender neutral parental leaves

Training and certifications support

Comprehensive hospitalization for you/

Employee Assistance Program

Job summary

Deutsche Bank AG in Pune, India seeks an Asset Quality AVP to supervise day-to-day operations, QA checks, and risk data analysis. You will balance workloads, monitor performance, and liaise with stakeholders to review provision numbers under IFRS9, CECL, and other GAAPs.

The role emphasizes data quality, governance, and remediation projects across teams. You will drive automation, participate in UAT, and support continuous improvement while managing a team and coordinating with change teams.

Qualifications

• Minimum 7 years’ experience in Banking Operations, Business Process Reengineering, Change, Audit or Finance Industry.
• Intermediate understanding of banking products (Debt, Equities and Derivatives).
• Working knowledge of Credit Risk Management/ECL (IFRS9).
• Strong analytical and problem-solving skills.
• Highly organized and detail oriented, with ability to manage multiple tasks and meet deadlines.
• Excellent communication skills, fluent in English; German as added advantage.
• Experience with SQLs and AI tools is a plus.
• Stakeholder management skills and ability to work with onshore clients across cultures.

Responsibilities

• Report and analyze month end provision data (IFRS9 & GAAP) and present results to stakeholders.
• Interact with key stakeholders to review provision numbers.
• Participate in Change/Project related work including UAT and impact assessment.
• Coordinate and escalate outstanding issues to stakeholders and support teams; monitor resolution progress.
• Lead audit and QA activities, perform root-cause analysis of issues.
• Drive automation and process improvements; support data quality and governance.

Job description

Job Description: Job Title: Asset Quality, AVP Location: Pune, India Corporate Title: Assistant Vice President

Role Description

The CRDU Associate is primarily responsible for supervising day to day operations, workload balancing and prioritization, quality assurance checks, issue monitoring and escalation, performance management and development of direct reports, and relationship building with stakeholders. The role of Asset Quality is to provide timely and ready to report risk related figures and execute & manage specific Consolidation/Calculation/Reviews & QA processes on loan loss provisions, write-offs, focus area of this role are the IFRS9, HGB and CECL. Support continuous improvement of Risk Close processes, strengthen governance, identify change demand and enable an effective and efficient resolution.

What we’ll offer you

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

Report and analyze month end provision data (IFRS9 & other GAAP’s) as well as effectively provide the results of analysis to stakeholders Interaction with key stakeholders to review the provision numbers. Actively involving in Change/ Project related contribution like the UAT and to check on the impact of the changes. Perform and update supervisory QA checks per SLA on services delivered by the team Coordinate and elevate outstanding issues to stakeholders and support teams as needed, monitor progress of its resolution and implementation Participate in post-mortem team meetings to review performance metrics, identify key issues, propose and drive action plans to resolve or mitigate said issues. Conduct regular review for updates made to process documentation Ensure proper audit engagement and coordination Drive and support projects and initiatives Liaison with change teams for a ‘remediation’ book of work based off diagnostics performed around data quality issues and processes Lead and facilitate detailed investigation and root cause analysis of audit and Manual entries. Working on Automation & efficiencies Performs data quality assurance of the bank's risk data by ensuring completeness and accuracy of key credit risk parameters (PD, LGD, EAD, CCF, etc) Coordinate with project team to drive completion of Book of Work and initiatives to improve existing processes, controls, and outputs Ensure team resiliency thru cross-trainings and backups Provides support to Team Lead on talent resourcing, trainings, and development

Your skills and experience

Minimum 7 years’ experience in Banking Operations, Business Process Reengineering, Change, Audit or Finance Industry. Intermediate understanding of banking products (Debt, Equities and Derivatives) Working knowledge of Credit Risk Management/ECL (IFRS9) Strong analytical and problem-solving skills Highly organized and detail oriented, with the ability to work on multiple tasks at one time while meeting established deadlines Excellent communication skills, fluent in English (written/verbal); German as added advantage Can work with different cultures and across different geographic locations. Able to work in fast-paced environment and keep pace with technical and operational innovation Intermediate to advance skills in MS Applications (Excel, Power point). Working knowledge of SQL’s & other AI tools a plus. Strong stakeholder management skills/Able to manage diverse stakeholders and onshore clients Has excellent work ethics and organizational skills coupled with the ability to handle multiple assignments Able to manage deliverables against tight deadlines Motivated individual who seeks a challenging career with substantial responsibility Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information: https://www.db.com/company/company.html We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment. For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities. Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management (DWS) division. Together we can make a great impact for our clients at home and abroad, securing their lasting success and financial security. More information at: Deutsche Bank Careers (db.com)