Area Manager - FRM - Risk - Chennai - Kuber

Tata Capital; Chennai District; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Tata Capital in Chennai seeks a Fraud Risk professional to monitor indicators across branches, sourcing channels, and products, and to support investigations with precise data collection and documentation.

The role emphasizes field audits, risk monitoring, and the maintenance of logs and dashboards to enable governance reporting and timely escalation of issues. Collaboration with zonal teams will be important for root-cause analysis.

Qualifications

• Graduate/Postgraduate in Finance, Banking, Risk Management, or related discipline.
• 4–6 years of experience in Fraud Risk, Operations Risk, or Credit Monitoring within NBFCs/Banks.
• Exposure to field audits, investigations, or risk monitoring preferred.
• Strong documentation and analytical skills.

Responsibilities

• Fraud Monitoring & Prevention: Perform area-level monitoring of fraud indicators across branches, sourcing channels, and products.
• Investigation Support: Conduct preliminary reviews and data collection for suspected fraud cases.
• Field Risk Oversight: Perform branch visits and process compliance checks.
• Risk Reporting & Documentation: Maintain fraud trackers, investigation logs, and risk monitoring reports.

Skills

Fraud risk knowledge

Operations risk

Credit monitoring

Documentation

Analytical skills

Education

Graduate/Postgraduate in Finance, Banking, Risk Management, or related discipline

Job description

Job Description:

1. Fraud Monitoring & Prevention

• Perform area-level monitoring of fraud indicators across branches, sourcing channels, and products.
• Execute defined sampling checks and verification reviews.
• Track suspicious patterns and elevate potential fraud cases.

2. Investigation Support

• Conduct preliminary reviews and data collection for suspected fraud cases.
• Assist zonal teams in investigation documentation and root cause analysis.
• Support closure tracking and corrective action implementation.

3. Field Risk Oversight

• Perform branch visits and process compliance checks.
• Monitor DSAs, connectors, and third-party vendors for adherence to fraud control guidelines.
• Identify operational gaps and report findings.

4. Risk Reporting & Documentation

• Maintain fraud trackers, investigation logs, and risk monitoring reports.
• Provide inputs for zonal dashboards and governance reporting.
• Ensure accurate and timely escalation of issues.

Qualifications & Experience

• Graduate/Postgraduate in Finance, Banking, Risk Management, or related discipline.
• 4–6 years of experience in Fraud Risk, Operations Risk, or Credit Monitoring within NBFCs/Banks.
• Exposure to field audits, investigations, or risk monitoring preferred.
• Strong documentation and analytical skills.