Area Lead - Consumer Durable Loans

Muthoot Fincorp Limited; Bokaro District; On-site; INR 600,000 - 1,000,000; Full time

Job summary

Muthoot Fincorp Limited is seeking an Area Lead for Consumer Durable Loans to oversee approximately 14-15 branches per area across the assigned geography in India.

The role emphasizes driving daily sourcing and disbursement from branches and dealers, ensuring dealer empanelment, and maintaining dealer/store visibility while monitoring the disbursement pipeline and portfolio quality.

Qualifications

• Experience in consumer durable loan operations or field sales.
• Ability to manage multiple branches and dealers across a territory.
• Strong field execution and relationship management required.

Responsibilities

• Driving daily sourcing and disbursement from branches and dealers.
• Ensuring dealer empanelment, activation and engagement in the assigned area.
• Conducting joint field visits with branch teams.
• Monitoring daily funnel, login, sanction and disbursement pipeline.
• Driving CD / Dealer partner onboarding and store visibility.
• Achieving monthly disbursement targets KPI: Minimum 24 disbursements per month (avg. 1 per day per area).
• Monitoring portfolio quality and early delinquency.
• Supporting branches in training, product understanding and process compliance.
• Ensuring visibility of products at dealer / store / branch level.
• Maintaining relationship with dealers, distributors, OEM partners and branch heads.
• Ensuring compliance with policy, audit and documentation norms.

Skills

Strong field execution

Dealer / branch coordination

Target driven approach

Relationship management

Portfolio monitoring

Job description

Area Lead - Consumer Durable Loans Area Lead - Consumer Durable Loans

Handling approx. 14-15 branches per area Coverage of assigned geography

Key Responsibilities

• Driving daily sourcing and disbursement from branches and dealers.
• Ensuring dealer empanelment, activation and engagement in the assigned area.
• Conducting joint field visits with branch teams.
• Monitoring daily funnel, login, sanction and disbursement pipeline.
• Driving CD / Dealer partner onboarding and store visibility.
• Achieving monthly disbursement targets KPI: Minimum 24 disbursements per month (avg. 1 per day per area)
• Monitoring portfolio quality and early delinquency.
• Supporting branches in training, product understanding and process compliance.
• Ensuring visibility of products at dealer / store / branch level.
• Maintaining relationship with dealers, distributors, OEM partners and branch heads.
• Ensuring compliance with policy, audit and documentation norms.

Key Skills

• Strong field execution
• Dealer / branch coordination
• Target driven approach
• Relationship management
• Portfolio monitoring