Area Head - Farmer Finance

IDFC FIRST Bank; Nashik District; On-site; INR 900,000 - 1,400,000; Full time

Job summary

IDFC FIRST Bank invites applications for the role of Area Head – Farmer Finance within Rural Banking. You will lead the Agri Business network across branches, craft growth strategies, and optimize resources to expand footprint and product reach.

The role collaborates with product and credit teams to drive customer acquisition, servicing, and deepening, while building teams, processes, and culture for sustainable scale.

Qualifications

• Graduation in science, tech, commerce or related fields; MBA/PGDM preferred.
• Experience in rural banking or agri-finance is desirable.
• Leadership and strategic planning abilities required.

Responsibilities

• Build and scale the Agri Business network across branches.
• Develop growth strategies to expand branch footprint and product penetration.
• Collaborate with product and credit teams for customer acquisition and servicing.
• Lead recruitment, training, and development to sustain high performance.
• Ensure adherence to regulatory and ethical standards.

Skills

Leadership

Strategic Planning

People Management

Business Development

Branch Operations

Education

B.Sc.

B.Tech

BCA

B.Com

BBA

MBA/PGDM

Job description

Job Requirements

Job Requirements

Job Requirements

Role/ Job Title: Area Head – Farmer Finance

Function/ Department: Rural Banking

Job Purpose:

The role entails managing and scaling up the Agri Business network for the assigned branches by creating strategies to achieve growth targets for the branches by managing resources in the most cost efficient and technology effective manner. It is accountable to ensure expansion of branch footprint, product penetration and delivery of high-quality customer service. The role will closely collaborate with the product and credit teams to drive effective customer acquisition, servicing, and deepening. It includes building up teams, systems, process, and culture.

Roles & Responsibilities:

• Support in achievement of business goals and targets by building a strong business network.
• Understand competitive landscape and market dynamics and provide necessary feedback to product teams.
• Ensure pricing, business process & policies are in organizations best interest.
• Responsible for building networks to sell multiple products, across locations.
• Share knowledge with other regions, clusters branches and headquarters on effective practices, competitive intelligence, business opportunities and needs.
• Conduct regular business reviews with team to ensure strategies are well executed.
• Adhere to high ethical standards and comply with all regulations/applicable laws.

Secondary Responsibilities:

• Spearhead manpower planning, recruitment and training processes for both on-roll and off-roll employees to ensure high performing talent across levels.
• Develop and implement livelihood advancement and community development initiatives.
• Bring out the best of branch’s personnel by providing training, coaching, development, and guidance.
• Evaluate the feasibility of new initiatives in offering, channel & process point of view and ensure its implementation to improve overall operational efficiency.
• Collaborate with other branch departments and functions to provide products and service offerings to the customer.

Education Qualification:

Graduation: Bachelor of Science (B.Sc.) / Bachelor of Technology (B.Tech) / Bachelor of Computer Applications (BCA)/Bachelor of Commerce(B.Com)/Bachelor of Business Administration(BBA)

Post-graduation: MBA/PGDM

Experience:

10+ Years of Experience