Analyst/Sr Analyst-Payment Operations

Nium; Mumbai; On-site; INR 800,000 - 1,600,000; Full time

Benefits offered by this job

Medical coverage

24/7 employee assistance program

Year-end vacation shutdown

Job summary

Nium, a leading real-time cross-border payments platform, is seeking a Reconciliation Analyst/Senior Analyst to own payment processing and SLA attainment. You will liaise with Compliance, Customer Service, Product, and Technology to ensure smooth settlement for Retail and Institutional clients.

The role emphasizes onboarding on Nium's platform, resolving payment issues, and generating MIS reports while coordinating with Finance for accurate accounting.

Qualifications

• Bachelor's degree with 2-5 years of experience in Payment Processing, preferred knowledge of Cross border remittances.
• Strong interpersonal and communication skills.
• Ability to work with high quality under minimal supervision.
• Hands-on experience with MS Office and related tools.

Responsibilities

• Liaise with Compliance, Customer Service, Product, and Technology for processing transactions for Retail & Institutional businesses.
• Reconcile incoming customer funds with transactions and ensure wallet balances for execution.
• Onboard Institutional, SME, and enterprise clients on Nium's platform.
• Monitor, investigate, and resolve payment processing issues.
• Verify bank/currency statements before reprocessing or refunding transactions.
• Create monthly invoices and track settlements with clients.
• Coordinate with Reconciliation and Finance teams for accounting queries.

Skills

Cross-border remittance

MS Office

Communication

Problem solving

Prioritization

Team player

Education

Bachelor's degree

Tools

MS Office (Excel/Sheets)

Job description

Nium, the Leader in Real-Time Global Payments

Nium, the leading global infrastructure for real-time cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 190+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 40 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.

About the Role:

Over the years we have slowly and steadily recruited some of the best in the business and every day they bring us closer to our full potential. In the five years since our inception, we have evolved significantly as a company but customer obsession has always been at our core. We believe that cross-border money transfers should be seamless; and every customer using our services should have a smooth, cost-effective and a transparent experience. In this light, our Reconciliation manager plays a very critical role by taking ownership of all payments transaction processing and be responsible for day-to-day, month-to-month SLAs.

We believe that cross-border money transfers should be seamless; and every customer using our services should have a smooth, cost-effective and a transparent experience. In this light, our Transaction processing play a very critical role by taking ownership of all payments transaction processing and be responsible for day-to-day, month-to-month SLAs.

Key Responsibilities:

• As an Analyst/ Senior Analyst in our Payment Processing team you will –Liaise with internal stakeholders (Compliance, Customer Service, Product, and Technology) for processing of transactions for both our Retail & Institutional businesses
• Reconcile incoming customers' money with their transactions and making sure their wallets have sufficient balance for the execution of their transactions.
• Onboard new Institutional, SME, and enterprise clients on Nium's platform.
• Monitor, investigate, and resolve payment processing issues.
• To verify statements for various banks and currencies before reprocessing or refunding transactions.
• Creating monthly Invoices for clients and tracking their settlement.
• Coordination with the Reconciliation and Finance teams for accounting queries, provide relevant information to ensure proper accounting is carried out
• Work with Account Managers and Customer Service teams to resolve customer complaints.
• Publish MIS reports to the management and internal stakeholders.
• Organize workflow to meet department objectives.
• Work with Product and Technology teams to improve process efficiency and automation.
• This role will require you to work in a rotational shift environment. Also, given Nium operates across multiple geographies there are no fixed holidays, and we follow a flexible holiday schedule.

Requirements:

• Bachelor's degree with 2-5 years of experience working in Payment Processing, preferred knowledge of Cross border remittances
• Can prioritize, organize, and execute tasks with minimal supervision.
• Demonstrates strong interpersonal and communication skills.
• Demonstrates ability to work with a high degree of quality.
• Demonstrates strong problem-solving/Issue Resolution skills.Hands-on experience in MS Office and tools within it.
• Possesses Behavioral competencies such as Customer-centricity, confidence, go-getter mindset, curiosity, comfortable to multitask on systems, can relate to Tech as an end-user, team player, flexible, looks for improvements in pursuit of operational efficiency.

What we offer at Nium

We Value Performance:

Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.

We Care for Our Employees:

The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).

We Upskill Ourselves:

We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.

We Celebrate Together:

We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!

We Thrive with Diversity:

Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.

For more detailed region specific benefits : https://www.nium.com/careers#careers-perks

For more information visit www.nium.com

Depending on your location, certain laws may regulate the way Nium manages the data of candidates. By submitting your job application, you are agreeing and acknowledging that you have read and understand our Candidate Privacy Notice located at www.nium.com/privacy/candidate-privacy-notice.