Analyst/Sr. Analyst- Foreclosure US Mortgage

Consolidated Analytics; Pune District; On-site; INR 360,000 - 600,000; Full time

Job summary

Consolidated Analytics is seeking an Associate – Foreclosure Operations to manage end-to-end foreclosure activities for mortgage loans. You will handle referrals, ensure compliance with investor and regulatory guidelines, and maintain audit-ready documentation.

The role requires strong understanding of mortgage servicing, default management, and foreclosure procedures across judicial and non-judicial states, with emphasis on accuracy and timely execution.

Qualifications

• 1–4 years of experience in Foreclosure Operations, Bankruptcy Operations or Legal Mortgage Processing.
• Knowledge of end-to-end foreclosure processes and timelines across judicial and non-judicial states.
• Proficiency in Microsoft Office Suite (Excel, Word, Outlook).

Responsibilities

• Oversee foreclosure lifecycle from referral to sale and post-sale activities.
• Review documents, notices, and pleadings for accuracy and timeliness.
• Coordinate with attorneys, trustees, title vendors, and third-party providers.

Skills

Foreclosure Process Knowledge

Regulatory Compliance

Critical Thinking

Time Management

Attention to Detail

Stakeholder Management

Decision Making

Communication Skills

Customer Focus

Performance Metrics

Tools

MSP (Black Knight)

Sagent

LoanSphere

Tempo

Job description

We are seeking a highly organized and detail-oriented Associate – Foreclosure Operations to manage and support the end-to-end foreclosure process for mortgage loans. The candidate will be responsible for handling foreclosure activities from referral through sale, redemption, post-sale, and foreclosure completion while ensuring compliance with investor, regulatory, and client requirements. The ideal candidate should have a strong understanding of mortgage servicing, default management, legal timelines, and foreclosure procedures across judicial and non-judicial states.

Responsibilities:

• Foreclosure Case Management
• Manage the complete foreclosure lifecycle from loan referral through foreclosure sale and post-sale activities.
• Review account eligibility and initiate foreclosure referrals in accordance with investor and client guidelines.
• Monitor bankruptcy, loss mitigation, litigation, and foreclosure holds to ensure compliance with applicable regulations.
• Coordinate with foreclosure attorneys, trustees, title vendors, and third-party service providers.
• Foreclosure Processing
• Review and validate foreclosure documents, affidavits, notices, and legal pleadings.
• Track and manage foreclosure milestones, timelines, and statutory deadlines.
• Ensure timely completion of all foreclosure actions, including:
• Referral
• Title Review
• First Legal Filing
• Service Completion
• Judgment
• Foreclosure Sale
• Deed Recording
• Compliance & Risk Management
• Ensure adherence to CFPB, FHA, VA, Fannie Mae, Freddie Mac, USDA, and investor foreclosure requirements.
• Identify and escape compliance risks, legal issues, and process exceptions.
• Maintain accurate servicing system updates and audit-ready documentation.
• Ensure compliance with state-specific foreclosure laws and timelines.
• Reporting & Documentation
• Maintain accurate records of foreclosure activity within servicing platforms.
• Prepare foreclosure status reports and inventory tracking reports.
• Support internal and external audits by providing required documentation.
• Document process exceptions and resolution activities.
• Stakeholder Management
• Partner with internal departments including:
• Bankruptcy
• REO
• Litigation
• Customer Service
• Communicate effectively with foreclosure attorneys, trustees, vendors, and clients regarding case status and escalations.
• Quality & Continuous Improvement
• Perform quality checks to ensure accuracy and compliance.
• Identify opportunities for process improvements and operational efficiencies.
• Support implementation of regulatory and client-driven process changes.

Qualifications:

• 1–4 years of experience in:
• Foreclosure Operations
• Bankruptcy Operations
• Legal Mortgage Processing
• Knowledge of end-to-end foreclosure processes and timelines.
• Understanding of judicial and non-judicial foreclosure states.
• Strong analytical and problem-solving skills.
• Excellent attention to detail and organizational skills.
• Proficiency in Microsoft Office Suite (Excel, Word, Outlook).

Required Skills

• Foreclosure Process Knowledge
• Regulatory Compliance
• Critical Thinking
• Time Management
• Attention to Detail
• Stakeholder Management
• Decision Making
• Communication Skills
• Customer Focus
• Performance Metrics

Preferred Skills

• Experience with mortgage servicing platforms such as:
• MSP (Black Knight)
• Sagent
• LoanSphere
• Tempo
• Knowledge of:
• CFPB Mortgage Servicing Rules
• Investor Guidelines
• State Foreclosure Laws
• Bankruptcy and Loss Mitigation Interactions
• Six Sigma, Lean, or process improvement experience preferred.