Analyst - Loan Operations

Sumitomo Mitsui Banking Corporation (SMBC); New Delhi; Hybride; INR 500 000 - 750 000; Plein temps

Résumé du poste

Sumitomo Mitsui Banking Corporation (SMBC) in Aerocity, New Delhi seeks a Loans Operations professional to manage disbursements, settlements, renewals, and regulatory reporting. You will handle customer transactions, respond to queries, and ensure RBI compliance for branch operations.

The role requires maintaining loan documentation, generating statements, and supporting MIS and RBI reporting. This position is based on-site in New Delhi and involves busy daily reconciliation tasks.

Qualifications

• Experience in loan operations preferred.
• Familiarity with RBI guidelines is a plus.

Responsabilités

• To process operations in system related to Loan disbursement, Settlement & loan renewal.
• Collection of interest on all Categories of loans on month end.
• Safe-Keeping of Original Loan / Facility Documents.
• Knowledge of mandatory regulatory guidelines related to Loans.
• Generating Loan statement/advice and any other credit or transaction statement or certificate as per customer request or as per internal or statutory compliance requirement.
• Keeping track of loan maturity.
• Filing of documents. Arranging & maintaining all files properly. Keeping & maintaining registers related to assigned work area.
• Processing of RTGS/NEFT related to loan transactions.
• Back up for INR remittances, deposits and Teller Operations.
• Arranging to provide all loan-related data for RBI, other regulatory & HO reports.
• Preparation of NPA tool check & Daily MIS for loan-related transactions.
• Monitoring and reconciliation of DSF transactions.
• Email monitoring
• Keeping & maintaining registers related to assigned work area
• Updation of volume tracker, fax and exception register related to above transactions
• Recon, Precob of Loans operations, saving daily reporting related to loans operations
• Other work allocated by Management.
• Monitoring of Internal Account / Customer Loan Accounts and their reconciliation.

Description du poste

This position will be a part of the Loans Operations team and shall be responsible for Loans and advances and related regulatory reporting.

The person shall be responsible for handling customer transactions and queries and regulatory compliance including RBI and branch audit.

Job Responsibilities

• To process operations in system related to Loan disbursement, Settlement & loan renewal. Collection of interest on all Categories of loans on month end.
• Safe-Keeping of Original Loan / Facility Documents.
• Knowledge of mandatory regulatory guidelines related to Loans
• Generating Loan statement/advice and any other credit or transaction statement or certificate as per customer request or as per internal or statutory compliance requirement.
• Keeping track of loan maturity.
• Filing of documents. Arranging & maintaining all files properly. Keeping & maintaining registers related to assigned work area.
• Processing of RTGS/NEFT related to loan transactions.
• Other work is allocated by the management.
• Back up for INR remittances, deposits and Teller Operations.
• Arranging to provide all loan-related data for RBI, other regulatory & H.O. reports.
• Preparation of NPA tool check & Daily MIS for loan-related transactions.
• Monitoring and reconciliation of DSF transactions.
• Email monitoring
• Keeping & maintaining registers related to assigned work area
• Updation of volume tracker, fax and exception register related to above transactions
• Recon, Precob of Loans operations, saving daily reporting related to loans operations
• Other work allocated by Management.
• Monitoring of Internal Account / Customer Loan Accounts and their reconciliation.

Location: Aerocity, New Delhi