Fixed Term Appointment, PSL Loan Ops, Corporate Banking, Technology and Operations

DBS Bank Ltd; Mumbai; Presencial; INR 900.000 - 1.300.000; Jornada completa

Descripción de la vacante

DBS Bank Ltd in Mumbai is seeking an experienced Loan Operations professional to manage Priority Sector Lending workflows, including Co lending and Direct Assignment deals, ensuring timely processing and strict adherence to SLAs and regulatory guidelines.

Ideal candidates have 6–8 years in loan operations, strong knowledge of disbursement, EMI calculations and servicing, plus excellent MS Excel skills and the ability to coordinate with internal and external stakeholders for smooth operations.

Formación

• 6–8 years of experience in Loan Operations.
• Strong knowledge of corporate and retail loan aspects (disbursement, EMI, servicing).
• Experience handling customer queries and reconciliations under PSL guidelines.

Responsabilidades

• Manage Priority Sector Lending Operations for Co lending and Direct Assignment.
• Ensure loan transactions processed per SLA and regulatory guidelines.
• Prepare and review reconciliations to maintain clean accounts.
• Support UAT and rollout of loan processing system.
• Collaborate with business teams for PSL product rollouts.

Conocimientos

MS Excel

Stakeholder communication

Process management

Loan operations knowledge

Analytical skills

Educación

Graduate / Post-Graduate in relevant field

Herramientas

Loan processing systems

Descripción del empleo

Business Function

Group Technology and Operations (T&O) enables and empowers the bank with an efficient, nimble and resilient infrastructure through a strategic focus on productivity, quality & control, technology, people capability and innovation. In Group T&O, we manage the majority of the Bank’s operational processes and inspire to delight our business partners through our multiple banking delivery channels.

Job Purpose

• Manage Priority Sector Lending Operations responsible for specific loan products – Co lending, BC Lending, Direct Assignment deals.

Key Requirements

• Processing of Loan transactions as per the agreed SLA
• Ensure adherence to the regulatory / SOP guidelines.
• Pass requisite reconciliation entries so as to keep the accounts clean
• Manage the processing makers and ensure they are trained and abreast of the process changes.

Requirements

• Ensure smooth day to day loan operations for Co lending, Direct assignment processes.
• Improve operational Controls and ensure Compliance to all regulations pertaining to Loan and priority sector / securitization guidelines.
• Loan Disbursal & Loan Servicing (Interest reset, Rollover, Restructuring, Advices, Rate Uploads)
• Analyzing & Improvising various transactional reports & Customer Advices.
• Assist in reviewing/developing Department Operating Instructions and ensure adherence of Policy and Procedures.
• Key role in the UAT & the Project Team in the Successful Implementation of Loan processing System.
• Support digital Strategy of the bank.
• Partnering Business team in successful rollout of various PSL products
• Effective Relationships with Senior Management, Internal & External Customers.
• Ensuring the GLAO and other reconciliations are performed in timely manner

Required Experience

• Candidate should have Minimum 6-8 years' experience in Loan Operations.
• Should have strong knowledge of various corporate and retail loan aspects wrt. Disbursement parameters, EMI calculation, loan servicing products.
• Handling all types of customer complaints, enquiries Queries. Interacting with beneficiary / beneficiary bank / issuing bank regarding any clarification with respect toloan/securitizationtransactions.
• Should possess good MS excel capabilities and have a proven track record in working with such projects.

Education / Preferred Qualifications

• Graduate / Post-Graduate with relevant work experience in working in the Loan Ops Unit.

Core Competencies

• Process Management
• Strategizing and Problem-solving skills
• Interactive to communicate with different stakeholders.

Technical Competencies

• Excellent hold of MS Excel capabilities
• Good Computer Skills
• Overview of systems used in Cash Operations

Location:

Vikhroli

Schedule:

Regular

Employee Status:

Full time