Analyst - Financial Analysis, Home Lending Planning and Analysis

JP Morgan Chase; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

JP Morgan Chase in Bengaluru seeks a Financial Analysis professional for Home Lending Planning and Analysis. You will manage budgeting, forecasting, reporting, and stress testing with strong governance across a large matrixed org.

You will deliver high-quality analysis and presentations to senior leadership and drive process improvements. The role emphasizes building knowledge of Home Lending portfolios, enhancing controls, and introducing automation where possible, with flexibility for US shift

Qualifications

• CA/CFA/MBA Finance with 2+ years post-qualification experience.
• Strong financial analysis, budgeting and forecasting skills.
• Excellent partnering and communication abilities.
• Solution-oriented approach to issues and problems.
• Experience advising senior management with insights and recommendations.

Responsibilities

• Manage budgeting, forecasting, reporting, and stress testing for Home Lending Planning and Analysis.
• Provide business rationale for financial performance and forecasting with clear commentary.
• Execute governance-driven budgeting and reporting in a large, matrixed organization.
• Develop functional requirement documents from process due diligence.
• Design and enhance reports/dashboards for senior management.
• Improve controls, streamline processes, and automate where possible.
• Prepare insightful senior management presentations; tell the story behind financials.
• Build knowledge of Home Lending portfolios and their business value.
• Share best practices from other Home Lending groups.
• Provide ad hoc financial analysis and suggest reporting improvements.
• Ensure data integrity, accuracy, and timeliness; comply with policies.

Skills

Financial analysis

Budgeting

Forecasting

Reporting

Stakeholder management

Data analysis

Time management

Communication

Education

CA / CFA / MBA Finance

Tools

Excel

PowerPoint

Essbase

Alteryx

Tableau

SQL

Python

Data bricks

Job description

Build your career in Financial Analysis at JPMorganChase, where creativity and excellence are valued. This role focuses on managing budgeting, reporting, and stress testing for Home Lending Planning and Analysis. You will play a critical role in executing financial processes, analysis, and reporting with strict governance across a large, matrixed organization. This role offers the opportunity to work on high-impact projects, contribute to strategic initiatives, and interact with senior leadership. Flexibility to work United States shifts during critical reporting cycles is expected.

Job summary

As a Financial Analysis professional within Home Lending Planning and Analysis, you will manage budgeting, forecasting, reporting, and stress testing deliverables under strong governance. You will execute recurring financial processes, deliver insightful reporting and commentary, and support senior management decision-making through high-quality analysis and presentations. You will help enhance controls, streamline processes, and introduce automation where possible. You will build knowledge of Home Lending portfolios and identify and leverage best practices across Home Lending groups.

Job responsibilities

• Manage recurring financial processes and reporting, including month-end actuals, budget, forecast, and variance analysis across financial and headcount or resourcing metrics, scenarios, and views.
• Provide business rationale for Home Lending Servicing financial performance and forecasting, including clear commentary on key movements, watch items, and variances.
• Execute budgeting, reporting, and stress testing processes for Home Lending Planning and Analysis with strict governance across a large, matrixed organization.
• Conduct detailed business and process due diligence to develop functional requirement documents.
• Design and enhance reports and dashboards to efficiently deliver financial results to senior management.
• Enhance controls, streamline processes, and introduce automation where possible.
• Prepare insightful, high-quality senior management presentations that clearly communicate the story behind the financials.
• Build overall knowledge and understanding of Home Lending portfolios and their value to the Consumer and Community Banking business and the firm.
• Identify and leverage best practices from other Home Lending groups.
• Provide ad hoc financial analysis to senior management on a frequent basis and recommend improvements for increased process and reporting efficiencies.
• Ensure data integrity, accuracy, and timeliness in reporting and presentations, and adhere to internal compliance policies and business reporting requirements.

Required qualifications, capabilities, and skills

• Chartered Accountant, Chartered Financial Analyst, Master of Business Administration (Finance), or similar educational background with 2+ years of post-qualification experience.
• Strong financial analytical skills, combining finance and data capabilities.
• Excellent partnering skills, with ability to multi-task and work autonomously within a team environment.
• Ability to research issues and problems and provide a solution-based approach.
• Experience partnering in a finance and or business management capacity and providing insights and recommendations to senior management.
• Ability to present information in a clear and concise manner that tells the story behind financials in a compelling way.
• Confident and personable, with the ability to engage with senior management at all levels.
• Detail-oriented, with ability to complete reporting and analytics accurately, on a timely basis, and in a presentable manner.
• Excellent written and verbal communication skills.
• Strong time management skills, with ability to multi-task and handle competing priorities under pressure; self-motivated to go beyond immediate responsibilities.
• Flexibility to work 2:00 p.m. to 11:00 p.m. (may change for budget periods, ad hoc requests, and projects).

Preferred qualifications, capabilities, and skills

• In-depth knowledge of Microsoft Excel and Microsoft PowerPoint.
• Knowledge of Essbase.
• Knowledge of Alteryx, Tableau, SQL, Python, and Data bricks.