Analyst - Product Controller

JPMorgan Chase; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

JPMorganChase in Bengaluru is seeking a Finance Analyst to manage month-end close, perform variance analysis, and support regulatory reporting. You will coordinate internal and external reporting, interact with leadership, and drive process improvements while ensuring compliance with governance standards.

Ideal candidates have a Bachelor's in Accounting with 1–3 years of experience, strong analytical skills, and proficiency in Excel, SAP, and Essbase.

Qualifications

• Bachelor's degree in Accounting required.
• 1–3 years of accounting/controllership experience.
• Strong analytical capability and ability to summarize data for leadership.
• Problem-solving, governance mindset, and attention to detail.
• Ability to learn quickly, structure an approach, and meet deadlines.
• Strong project execution and multi-priority management.
• Excellent organizational skills.

Responsibilities

• Prepare and review month-end close and reporting entries and deliverables, ensuring accuracy, completeness, and timeliness.
• Perform and review variance analysis, identify key drivers, and communicate insights to stakeholders and management.
• Support preparation and review of financial reporting and documentation for internal and external reporting.
• Provide support for SEC and regulatory reporting processes, including coordination, validation, and timely issue resolution.
• Support periodic Recovery & Resolution appendices and other U.S. regulatory submissions, ensuring governance and documentation standards.
• Review, test, and validate system enhancements impacting financial and regulatory reporting (e.g., SAP/Essbase outputs).
• Drive process improvements, strengthen controls, and implement sustainable procedures to reduce operational risk.
• Assist with adoption of new U.S. GAAP accounting standards and evolving regulatory requirements.
• Build strong working relationships across Home Lending leadership, and Finance and control partners.
• Escalate issues proactively and constructively, and present complex topics clearly to management.

Education

Bachelor's degree in Accounting

CA/CPA/MBA (Finance)

Tools

SAP

Essbase

Job description

Job responsibilities

• Prepare and review month-end close and reporting entries and deliverables, ensuring accuracy, completeness, and timeliness.
• Perform and review variance analysis, identify key drivers, and communicate insights to stakeholders and management.
• Support preparation and review of financial reporting and documentation required for internal and external reporting.
• Provide support for SEC and regulatory reporting processes, including coordination, validation, and timely issue resolution.
• Support periodic Recovery & Resolution appendices and other U.S. regulatory submissions, ensuring adherence to governance and documentation standards.
• Review, test, and validate system enhancements impacting financial and regulatory reporting (e.g., SAP/Essbase outputs and upstream/downstream impacts).
• Drive process improvements, strengthen controls, and implement sustainable procedures to reduce operational risk.
• Assist with adoption of new U.S. GAAP accounting standards and evolving regulatory requirements by assessing impacts and supporting implementation and reporting updates.
• Build strong working relationships across Home Lending leadership, and Finance and control partners.
• Escalate issues proactively and constructively, and present complex topics clearly and concisely to management.

Required qualifications, capabilities, and skills

• Bachelor's degree in Accounting.
• 1-3 years of experience in an accounting/controllership environment (internal or external).
• Strong analytical capability, including variance analysis and the ability to synthesize large datasets into clear messaging for leadership.
• Strong problem-solving, critical thinking, and attention to detail with an appropriate governance and controls mindset.
• Ability to learn quickly, structure an approach, and execute to deliver results in a deadline-driven environment.
• Strong project execution skills with the ability to drive deliverables across stakeholders.
• Strong organizational skills with the ability to manage multiple priorities simultaneously.

Preferred qualifications, capabilities, and skills

• CA, CPA, or MBA (Finance).
• Prior experience in Controllers within Retail Banking/Home Lending.
• Strong understanding of U.S. GAAP.
• Advanced Excel skills.
• Experience with SAP.
• Experience with Essbase.

Work schedule

• Primary shift: 2:00 PM - 11:00 PM, with extension during critical business periods (e.g., month-end, quarter-end, key regulatory deadlines).

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company.

We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.