Account Receivables Finance Executive

Maswer; Pune District; On-site; INR 600,000 - 1,000,000; Full time

Job summary

Maswer in Baner, Pune seeks an experienced Accounts Receivable (AR) Executive to manage receivables and the credit cycle in a service-based environment. You will lead receivable financing programs, credit controls, collections, and weekly MIS, coordinating with banks and senior management to optimize cash flow and DSO.

Minimum 5+ years and strong Excel/Tally skills preferred. This full-time role involves handling large-value customer accounts and collaborating across finance and operations to

Qualifications

• 5+ years of experience in Accounts Receivable, Credit Control, Credit & Collections, or related finance functions.
• Experience in a service-oriented industry is preferred.
• Hands-on experience managing receivable financing, factoring arrangements, credit facilities, or similar financing programs.
• Strong experience handling high-value customer accounts and complex collections.
• Excellent written, verbal, negotiation, and stakeholder management skills.
• Strong analytical and problem-solving abilities.
• Ability to independently manage AR performance and present insights to senior management.

Responsibilities

• Manage receivable financing programs including invoice factoring, asset-based lending, and revolving credit facilities.
• Monitor credit limits, borrowing bases, financing costs, and compliance requirements.
• Coordinate with banks, financial institutions, and financing partners.
• Optimize working capital and cash flow through effective receivables management.
• Ensure compliance with financing agreements and reporting requirements.
• Develop and implement credit policies, credit limits, and collection strategies.
• Conduct credit reviews and financial assessments for high-value customers.
• Lead complex collections and manage high-value/key customer accounts.
• Resolve billing disputes and payment-related issues through negotiation and communication.
• Monitor overdue receivables and drive timely payment recovery.
• Maintain relationships with customers while ensuring financial discipline.
• Prepare and analyze weekly AR aging reports.
• Monitor DSO and collection performance.
• Prepare customer payment forecasts and cash flow projections.
• Analyze bad debt provisions/reserves and credit exposure.
• Prepare AR dashboards and MIS reports for senior management.
• Present AR performance and insights to leadership and auditors.

Skills

AR Management

Receivable Financing / Invoice Facting

Asset-Based Lending / Revolving Credit

Credit & Collections Management

Credit Risk Assessment & Policy

Credit Limit & Borrowing Base

Working Capital Management

Billing & Cash Application

DSO & Aging Analysis

Cash Flow & Payment Forecasting

Bad Debt / Provision Analysis

Billing Dispute Resolution

Client Relationship & Negotiation

MIS & Financial Reporting

Advanced Tally ERP

Advanced MS Excel

Team Leadership & Cross-functional

Tools

Advanced Tally ERP

Advanced MS Excel

Job description

Accounts Receivable (AR) Executive

Job Location: Baner, Pune

Experience: 5+ Years

Industry: Service-Based Industry

Employment Type: Full-Time

Key Responsibilities :

Receivable Financing & Capital Management

• Manage and monitor receivable financing programs, including invoice factoring, asset-based lending, and revolving credit facilities.
• Monitor credit limits, borrowing bases, financing costs, and compliance requirements.
• Coordinate with banks, financial institutions, and financing partners.
• Optimize working capital and cash flow through effective receivables management.
• Ensure compliance with financing agreements and reporting requirements.

Credit & Collections

• Develop and implement credit policies, credit limits, and collection strategies.
• Conduct credit reviews and financial assessments for high-value customers and service contracts.
• Lead complex collections and manage high-value/key customer accounts.
• Resolve billing disputes and payment-related issues through effective negotiation and communication.
• Monitor overdue receivables and drive timely payment recovery.
• Maintain strong relationships with customers while ensuring financial discipline.

Reporting & MIS

• Prepare and analyze weekly AR aging reports.
• Monitor DSO (Days Sales Outstanding) and collection performance.
• Prepare customer payment forecasts and cash flow projections.
• Analyze bad debt provisions/reserves and credit exposure.
• Prepare AR dashboards and MIS reports for senior management.
• Present AR performance, collection metrics, and financial insights to senior leadership and auditors.

Required Skills

• Accounts Receivable (AR) Management
• Receivable Financing / Invoice Factoring
• Asset-Based Lending / Revolving Credit Facilities
• Credit & Collections Management
• Credit Risk Assessment & Credit Policy
• Credit Limit & Borrowing Base Management
• Working Capital Management
• Billing & Cash Application
• Complex / High-Value Customer Collections
• DSO & Aging Analysis
• Cash Flow & Payment Forecasting
• Bad Debt / Provision Analysis
• Billing Dispute Resolution
• Client Relationship & Negotiation Skills
• MIS & Financial Reporting
• Advanced Tally ERP
• Advanced MS Excel
• Team Leadership & Cross-functional Coordination

Candidate Profile

• 5+ years of experience in Accounts Receivable, Credit Control, Credit & Collections, or related finance functions.
• Experience in a service-oriented industry is preferred.
• Hands-on experience managing receivable financing, factoring arrangements, credit facilities, or similar financing programs is highly preferred.
• Strong experience handling high-value customer accounts and complex collections.
• Excellent written, verbal, negotiation, and stakeholder management skills.
• Strong analytical and problem-solving abilities.
• Ability to independently manage AR performance and present insights to senior management.