ABHFL - Area Technical Manager - Delhi

Birla Carbon; Delhi; On-site; INR 1,400,000 - 2,200,000; Full time

Job summary

A leading financial services provider located in Delhi is seeking an Area Technical Manager. The successful candidate will oversee real estate valuations and compliance for various finance divisions. This role requires a minimum of 8 to 10 years' experience, particularly in construction and valuation, ideally within banks or NBFCs. Strong analytical, decision-making, and team management skills are critical for this position. The company fosters a dynamic growth environment and emphasizes sustainable profitability.

Qualifications

• Minimum of 8-10 years of experience in construction and valuation.
• Experience with banks or NBFCs is preferable.
• Strong analytical, decision-making, and problem-solving abilities.

Responsibilities

• Prepare and review city-specific process notes.
• Manage vendor empanelment and audits.
• Conduct due diligence on construction finance projects.
• Validate valuation reports.
• Monitor project progress and compliance.
• KRA6 – MIS maintenance for APF projects and vendors.
• KRA7 – Portfolio revaluation and periodic audits.
• KRA8 – MIS for multiple zones and disbursement monitoring.

Skills

Analytical skills

Detail orientation

Decision-making skills

Team management

Market intelligence

Team coordination

Education

Civil Engineering

Job description

At the Aditya Birla Group, our Corporate Vision is aligned and intricately woven with our People Vision.

ABHFL - Area Technical Manager - Delhi

Designation: NA

Job Description

Job Purpose

Real Estate property is the underlying security for any secured mortgage based funding. Hence it becomes imperative to have underlying security to be legally, technically clear & fundable. Important aspects of real estate properties are valuation, compliances w.r.t. statutory permissions, and physical condition. This can be done through approved valuers as well as in-house technical team.

This position is required to cater different businesses for Aditya Birla Finance Ltd. which majorly includes:

• Construction Finance business
• High Value Mortgage business
• Retail Mortgage business
• Home Loans-including Affordable Housing
• Corporate Finance Group
• Any other division under Aditya Birla Finance Limited which deals with real estate related finance.

Job Context / Job Challenges

As the debt arm of Aditya Birla Financial Services Group (ABFSG), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/Trade Finance, Commercial Real Estate and Mortgages. Currently ranked within the top 10 NBFCs, a well established brand and top 3 player in the Capital Markets space, today our product suite comprises a well‑diversified look, with equal weightage and focus given to the 3 lines of business. Having seen a y.o.y cumulative growth of 50% in both top‑line and bottom‑line, sustainable profitability continues to be the key management agenda. The company has a well‑defined vision of being one of the most reputed and material financiers within the lending space, spread across both retail HNI and corporate clientele. We have made significant investments in our process and system infrastructure towards preparing for the next level of growth and are one of the only financial entities certified for ISO 9001:2008 across all our business processes. Spread across 18 cities, we plan on further diversifying our risk and revenue mix through expansion into new geographies and new product segments allowing our customers a one‑window shop for all their financing needs.

The profile would require an understanding of the following types of properties:

• Residential Property – under construction & completed
• Commercial Property – under construction & completed
• Industrial Property including Warehouses
• Specific usage properties – schools, hospitals, hotels etc.
• Commercial Real Estate Projects – Residential, Commercial, Retail & Mixed development

The role also requires an understanding of the following types of transactions:

• Home Loans – Builder purchase
• Loan Against Property
• Lease Rental Discounting
• Construction Finance

The major challenges to this profile includes:

• Cross functional coordination to enable timely approval of proposals
• Regular updation on changing economic & industry scenario
• Indepth and extensive knowledge on each of the micro‑market
• Monitoring TAT of valuations
• Customer Satisfaction: internal as well as external
• Vendor Management: seamless coordination with external entities
• Team management

Critical skill sets are a strong analytical acumen, evaluation skills, detail orientation & decision‑making skills, initiative & target orientation & market intelligence developed through a strong industry network.

The education & experience required to fulfil this profile are a Civil Engineer with minimum 8 to 10 years of experience. Total experience should be a good mix of construction as well as valuation. Valuation experience with banks or NBFCs is preferable.

Key Result Areas

KRA1 – Policy & Process: Preparing & review city‑specific process notes which can cater city‑specific deviations & mitigants for the same. Inputs for updating technical policy, vendor management policy, audit policy.

KRA2 – Vendor Management: Vendor empanelment for respective zones, periodical review of vendors for respective zones, monitoring TAT, resolving valuation‑specific queries from respective zones.

KRA3 – Audit & Hindsight: Carrying out periodical audits of vendors for respective zones, carrying out monthly audit for sampled valuations, lease rentals for respective zones/locations.

KRA4 – Construction Finance: Visiting construction finance projects, due diligence of all project approvals, project analysis including evaluation of projects, project lifecycles, cost break‑ups & techno‑economic feasibility analysis, preparation of primary project feasibility analysis for construction finance / debt syndication proposals, valuation of construction finance projects, checking regulatory compliances w.r.t. permissions & development control regulations of authorities, preparing project life cycles & milestones, monitoring periodically the progress of projects & end‑use of funds for all construction finance cases, quarterly progress report for construction finance projects.

KRA5 – Mortgages / Home Loans / CFG/CMG: Checking & validating valuation reports given by valuation agencies, setting up of city‑specific process notes to identify city‑specific deviations & providing solutions for the same, ensuring compliance with technical norms for the area in line with those set out as per the process, timely collection and updating the amendments in development control regulations affecting the real‑estate sector.

KRA6 – Approved Project Facility: Getting project reports from valuation agencies, periodical maintenance & circulation of MIS for APF projects, periodical monitoring of all APF projects & updating the management about progress.

KRA7 – Portfolio Analysis: Revaluation of portfolio as per approved revaluation policy, monthly sampling & audit for valuation reports, any other type of analysis.

KRA8 – Database / MIS Management: MIS for respective zones, MIS for APF (Monthly), MIS for vendor (Half‑Yearly), MIS for advance disbursement facility cases (Monthly), MIS for delay in disbursement for under‑construction cases (Half‑Yearly), MIS for progress for construction finance projects (Quarterly).

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