ABHFL - Area Technical Manager - Informa...

PeopleStrong; Mumbai; On-site; INR 800,000 - 1,200,000; Full time

Job summary

PeopleStrong is seeking an Area Technical Manager in Mumbai, India. This role involves managing risk for mortgages and construction finance by evaluating properties, developing policies, and overseeing technical vendors. The position requires a minimum of 7–8 years of Civil Engineering experience, particularly in construction and valuation. The ideal candidate should have a B.tech or M.tech degree, with strong analytical skills and market intelligence. The candidate will face challenges including cross-functional coordination and improving turnaround time, all while ensuring customer satisfaction.

Qualifications

• Minimum 7–8 years of experience as a Civil Engineer with a good mix of construction and valuation.
• Valuation experience with Banks or NBFCs is preferable.

Responsibilities

• Contribute to the development of policies and processes for the mortgage section.
• Carry out technical evaluations of property for construction finance loans.
• Oversee the real-estate valuation process carried out through external agencies.
• Develop and maintain MIS for technical information.

Skills

Technical Analysis

Strong analytical acumen

Evaluation skills

Detail orientation

Decision-making abilities

Initiative and target orientation

Market intelligence

Education

B.tech/M.tech

Job description

Job Title

Area Technical Manager – ABHFL

Job ID

ABG104421

Location

• Financial Services
• Madhya Pradesh

Posted On

14 May 2026

End Date

10 Nov 2026

Job Purpose

Area Technical Manager is responsible to assist the Regional Technical Manager in risk management by ensuring that properties held as security for mortgages, home loans and construction finance are marketable. The role involves identifying, evaluating associated risks, preparing and monitoring MIS for portfolio behaviour and quality of security, and effectively monitoring technical vendors to ensure quality of technical reports and TAT compliance.

Key Responsibilities

• KRA 1: Contribute to the development of policies and processes for the mortgage section of the risk department. Prepare and review the overall technical policy for home loans and construction finance across India, including city‑specific process notes to account for location‑specific deviations and mitigants. Develop vendor management and vendor audit processes to establish robust risk management systems.
• KRA 2: Carry out technical evaluations of property to be held as security against construction finance loans, contributing to overall risk management of the mortgage division. Lead the valuation efforts for key real‑estate projects, including evaluation of projects, project lifecycles, cost break‑ups and techno‑economic feasibility analysis. Identify the risks and mitigants related to projects and check regulatory compliances with respect to permissions and developmental control regulations.
• KRA 3: Carry out technical evaluations of property to be held as security against mortgages / LAPs and home loans. Develop an efficient risk monitoring system by streamlining technical policies and processes, including location‑specific processes to identify city‑specific deviations and mitigants. Oversee the real‑estate valuation process for ABHFL, carried out through external technical agencies as well as an in‑house technical team.
• KRA 4: Vendor Management – Empanelment of vendors across India to provide valuation services. Carry out periodic reviews and audits both for vendors and in‑house technical and valuation teams.
• KRA 6: Development and upkeep of MIS for technical information. Develop an MIS system to track APFs, vendors, advance disbursement and project status. Prepare MIS reports and trend charts on portfolio progress/variances/defaults for all loans during their credit life cycle and present them to the team leader/CRO. Prepare regular MIS reports for areas under risk management and give presentations to various stakeholders.

Key Challenges

• Cross‑functional coordination to enable timely approval of proposals.
• Self‑update on economic and sectoral changes in the economy.
• Improving turnaround time (TAT).
• Ensuring internal and external customer satisfaction.
• Vendor management and seamless coordination with external entities.
• Building skill sets and qualifications.

Qualifications

• Minimum 7–8 years of experience as a Civil Engineer with a good mix of construction and valuation.
• Valuation experience with Banks or NBFCs is preferable.
• B.tech / M.tech (as per role requirement).

Skills

• Technical Analysis
• Strong analytical acumen, evaluation skills, detail orientation and decision‑making abilities.
• Initiative and target orientation.
• Market intelligence developed through a strong industry network.