ABHFL - Technical Manager - Affordable - Patna

PeopleStrong; Jharkhand; On-site; INR 1,500,000 - 2,300,000; Full time

Job summary

AB Housing Finance Limited seeks a Technical Manager to oversee policy, vendor management, audits, and construction finance across zones in Jharkhand. The role focuses on due diligence, project feasibility, regulatory compliance, and MIS reporting within a dynamic credit department.

The position requires experience in construction finance, mortgage valuations, and portfolio analysis, with direct involvement in policy preparation and vendor oversight across regions.

Qualifications

• Graduate with relevant domain understanding.

Responsibilities

• KRA1 Policy & Process: Prepare & review city-specific process notes for deviations and mitigants.
• KRA2 Vendor Management: Vendor empanelment for respective zones; periodic vendor reviews; monitoring TAT; resolving valuation queries.
• KRA3 Audit & Hind sighting: Periodic vendor audits for zones; monthly audits for valuations and lease rentals.
• KRA4 Construction Finance: Visit projects; due diligence of approvals; project analysis and techno economic feasibility; prepare primary project feasibility for construction finance/debt proposals.
• KRA5 Mortgages / Home Loans / CFG/CMG: Validate valuation reports; prepare city-specific process notes; ensure technical norms compliance; update regulatory amendments.
• KRA6 Approved Project Facility: Obtain project reports; maintain MIS for APF; monitor progress and update management.
• KRA7 Portfolio Analysis: Revaluation per policy; monthly sampling/audits for valuations; other analyses.
• KRA8 Database / MIS Management: MIS for zones, APF, vendor, disbursement delays, and progress reports.

Skills

Technical Analysis

Graduate

Job description

ABHFL - Technical Manager - Affordable -...

ABG110496

• Financial Services
• Jharkhand

Posted On 21 Aug 2026

End Date 17 Feb 2027

Required Experience 3 - 7 years

Basic Section

No. Of Position 1

Grade 11

Level NA

Organisational

BUSINESS_UNIT-1 AB Housing Finance Limited

BUSINESS_UNIT-2 AB Housing Finance Limited

BUSINESS_UNIT-3 AB Housing Finance Limited

DEPARTMENT-1 Credit

Country India

State Jharkhand

Skills

Skill

Technical Analysis

Graduate

CERTIFICATION

Job Description

Key Result Areas

KRA (Accountabilities) (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

KRA1 Policy & Process Preparing & review City Specific Process notes which can cater city specific deviations & mitigants for the same.
Inputs for updating technical policy, Vendor management Policy, Audit policy.

KRA2 Vendor Management Vendor Empanelment for respective zones
Periodical review of the vendors for respective zones.
Monitoring TAT
Resolving valuation specific queries from respective zones.

KRA3 Audit & Hind sighting Carrying out periodical audits of vendors for respective zones. Carrying out monthly audit for sampled valuations, lease rentals for respective zones/locations.

KRA4 Construction Finance Visiting Construction Finance projects.
Due diligence of all project approvals.
Project analysis including evaluation of projects, project lifecycles, cost break-ups & Techno economic feasibility analysis.
Preparation of primary Project Feasibility analysis for Construction finance / Debt Syndication proposals.
Valuation of Construction Finance Projects, checking regulatory compliances w.r.t. permissions & Development Control Regulations of authorities.
Preparing project life cycles & Milestones.
Monitoring periodically the progress of projects & end use of funds for all construction finance cases.
Quarterly progress report for construction finance projects.

KRA5 Mortgages / Home Loans / CFG/CMG Checking & validating valuation reports given by valuation agencies.
Setting up of city specific process notes to identify city specific deviations & providing solutions for the same.
Ensuring compliance with technical norms for the area in line with those set out as per the process.
Timely collection and updating the amendments in development control regulations affecting real estate sector.

KRA6 Approved Project Facility Getting project reports from valuation agencies.
Periodical maintenance & circulation of MIS for APF projects.
Periodical monitoring of all APF projects & updating the management about progress

KRA7 Portfolio Analysis Revaluation of portfolio as per approved revaluation policy.
Monthly sampling & audit for valuation reports.
Any other type of analysis

KRA8 Database / MIS Management MIS for respective Zones
MIS for APF (Monthly)
MIS for vendor (Half-Yearly)
MIS for Advance Disbursement Facility cases (Monthly)
MIS for delay in disbursement for under-construction cases (Half-Yearly)
MIS for progress for construction finance projects (Quarterly)