Senior Risk Manager — PSD2 & Regulatory Oversight

Trading-21; Leinster; On-site; EUR 90,000 - 130,000; Full time

Benefits offered by this job

Growth opportunities

Impact on investors

Supportive colleagues

Dynamic environment

Generous remuneration package

Job summary

Trading-21 is seeking an experienced Risk Manager to support the CRO in designing and operating the risk management framework for a regulated payments business in Ireland. You will lead second-line risk oversight, challenge risk decisions, and ensure regulatory compliance with PSD2 requirements.

As deputy to the CRO when required, you will coordinate risk appetite reporting to the Executive Committee and key risk committees, and oversee outsourcing risk and incident management to protect client

Qualifications

• Risk management experience within a regulated financial services firm such as a payments institution or bank.
• Strong knowledge of the Three Lines of Defence model and second-line risk oversight.
• Experience with RCSA methodologies, risk appetite frameworks and incident management.
• Excellent stakeholder management with ability to challenge business leaders.
• Clear written and verbal communication, able to present to Board-level audiences.
• Direct experience with PSD2/EMD2 regulatory requirements and own funds calculations.

Responsibilities

• Support the CRO in developing and maintaining the Risk Management Framework across the company.
• Own day-to-day maintenance of risk policies and annual review cycles.
• Design and maintain the Outsourcing policy and risk assessments for regulatory alignment.
• Oversee and test outsourcing arrangements and monitor related risk.
• Assess criticality of arrangements, concentration risk, sub-outsourcing, and exit strategies.
• Prepare risk appetite recommendations and risk position reporting to committees.
• Support own funds calculations under PSD2 and interaction with regulators.
• Ensure key risk controls are in place and escalate significant control failures.
• Provide independent challenge to business divisions on strategy and risk-taking.
• Review proposals and support the CRO's oversight role.

Skills

Risk management

Regulatory oversight

Stakeholder management

Communication skills

PSD2 knowledge

Education

Professional qualification in risk management, internal audit, compliance

Tools

RCSA methodology

Incident management frameworks

Job description

Trading-21 is seeking an experienced Risk Manager to support the CRO in designing and operating the risk management framework for a regulated payments business in Ireland. You will lead second-line risk oversight, challenge risk decisions, and ensure regulatory compliance with PSD2 requirements.

As deputy to the CRO when required, you will coordinate risk appetite reporting to the Executive Committee and key risk committees, and oversee outsourcing risk and incident management to protect client