Senior Risk Analyst Financial Risk

PTSB; Dublin; Hybrid; EUR 70,000 - 110,000; Full time

Job summary

PTSB is a leading Irish bank seeking a Senior Risk Analyst in Financial Risk to support 2nd line oversight of Liquidity & Funding activities. The role involves monitoring, reporting and challenging 1st Line strategies from a risk perspective.

Based in Dublin with a hybrid option, the role focuses on LCR/NSFR, funding mix, and reviewing SREP deliverables such as ILAAP, Recovery Plans and Contingency Funding Plans.

Qualifications

• Experience in financial services, preferably with a risk management/Treasury focus.
• A high level of quantitative skills, ideally a professional qualification or degree in quantitative risk management and/or a numerate subject.

Responsibilities

• Monitor the Treasury team's Liquidity & Funding related activities.
• Work with the 1st Line to ensure risk appetite metrics are up to date and that plans operate within approved tolerances and limits.
• Prepare and deliver monthly Liquidity & Funding Reporting to the ALCo and CRO.
• Monitor Liquidity & Funding Risk metrics (incl. LCR, NSFR) and funding composition.
• Monitor the Bank's Deposit Profile (incl. performance against budget and forecast) and Market Share.
• Assist in providing 2nd Line oversight of SREP related deliverables (incl. Funding Plan, Deposit Strategy, Treasury Assets Strategy, MTP, ILAAP, Contingency Funding Plan, Recovery & Resolution Plans).
• Review remediation plans in the event of a breach of approved risk tolerance or limit.
• Assist in providing comprehensive assessments of the Liquidity & Funding Risk profile to challenge 1st Line strategies proposed.
• Support the embedding of a strong risk culture across the Bank and keep abreast of regulatory changes.

Job description

PTSB is one of Ireland's leading retail and SME banks, with an innovative range of products and services powered through an evolving digital landscape, our focus is centred on ensuring we deliver what our customers, colleagues and communities need to be successful.

The Senior Risk Analyst within Financial Risk is responsible for supporting the on-going monitoring and 2nd Line oversight of the Liquidity & Funding related activities of the Group. One of the primary objectives of the Financial Risk team is to provide effective 2nd Line of defence oversight of Group Treasury and Group Finance regarding the management of Liquidity & Funding Risk and review of the Group's liquidity related SREP/SRB deliverables (ILAAP, Recovery Plan and Resolution Plan). It is the role of the Senior Risk Analyst to work as part of the team to consistently produce the requisite reporting and analysis to enable the effective and constructive challenge of the 1st Line.

Responsibilities

Daily/Weekly

• Monitor the Treasury teams Liquidity & Funding related activities.
• Work with the 1st Line to ensure that risk appetite metrics are up to date and that plans operate within the confines of approved tolerances and limits.

Monthly

• Prepare and deliver monthly Liquidity & Funding Reporting to the ALCo and CRO.
• Monitor Liquidity & Funding Risk metrics (incl. LCR, NSFR) and funding composition.
• Monitor the Banks Deposit Profile (incl. performance against budget and forecast) and Market Share.

Annually

• Assist in providing 2nd Line oversight of SREP related deliverables (incl. Funding Plan, Deposit Strategy, Treasury Assets Strategy, MTP, ILAAP, Contingency Funding Plan, Recovery & Resolution Plans).

Ad-hoc

• Review remediation plans in the event of a breach of approved risk tolerance or limit.
• Assist in providing comprehensive and analytical assessments of the Liquidity & Funding Risk profile to challenge 1st Line strategies proposed.

Continuous

• Support the embedding of a strong risk culture across the Bank.
• Keep abreast of changes in Regulatory requirements, best practice standards and business decisions/developments.

Requirements

• Experience in financial services, preferably with a risk management/Treasury focus.
• A high level of quantitative skills, ideally a professional qualification or degree in quantitative risk management and/or a degree or a professional qualification in a highly numerate oriented subject.

This is a permanent role based in

PTSB Head Office, St. Stephen's Green, Dublin (Hybrid option available within the Republic of Ireland only)

The Bank understands the importance of a consistent and relentless focus on championing diversity and inclusion. We aim to attract, recruit, and retain individuals with diverse backgrounds, skills, competencies and abilities to work collaboratively to enhance the service we provide to all of our customers and the communities we serve.

We reserve the right to draw up a shortlist for interview.