Portfolio Risk Analyst

Paysafe; Dublin; Hybrid; EUR 65,000 - 90,000; Full time

Benefits offered by this job

Free breakfast

Holiday buy/sell option

Work abroad option

Private health insurance

Income protection

Life assurance

Family policies

Wallet credits (Paysafe)

Summer hours

Job summary

Paysafe is a global payments platform, delivering secure payment solutions across iGaming, e-commerce, and travel sectors. The role focuses on credit risk assessment, underwriting, and portfolio monitoring within a hybrid Dublin office setup.

We value rigorous analysis, attention to detail, and strong communication as you collaborate with risk, operations, and commercial teams to manage risk and support growth.

Qualifications

• Significant experience in Credit Risk and/or Underwriting in payments/financial services.
• Strong financial assessment and data analysis capabilities.
• Proficient with MS Excel and reporting tools.

Responsibilities

• Conduct quantitative/qualitative risk assessments on merchant portfolios.
• Perform periodic and ad hoc merchant reviews to ensure credit quality.
• Monitor alerts and actions on internal/external notifications.
• Improve early problem identification and watchlist processes.

Skills

Credit risk management

Underwriting

Financial analysis

MS Office / Excel

Communication skills

Client interaction

Attention to detail

Tools

MS Office

Job description

Job Description

Paysafe is a global payments platform powering the experience economy, with a strong focus on the iGaming, video gaming, e-commerce, retail, travel and hospitality sectors. With 30 years of expertise in payment technology, Paysafe helps businesses and consumers lift every experience through seamless, secure payment solutions, including card payments, digital wallets such as Skrill, eCash solutions like PaysafeCard, and a suite of local payment methods. With approximately 2,900 employees across 12 countries and annualized transactional volume of $167 billion in 2025, Paysafe connects people and businesses worldwide through innovative digital payment experiences.

It starts here. Have a global impact on the world of payments.

What Paysafe Stands For

• Being open and honest.
• Keeping focused.
• Operating with Courage.
• Pioneering the future.

Our values and culture are driven by Equality, Development, Social Responsibility and Wellbeing. If you want to find out more about life at Paysafe, check out our careers page here.

How We Work

We follow a hybrid working model, spending an average of three days per week at our office location. The office address is 15 George's Quay, 1st Floor, Dublin, D02 VR98

The Impact You Will Have

• Quantitative/Qualitative risk assessment to monitor risk merchant portfolio.
• Carry out Periodic and Ad hoc reviews on merchants in the portfolio to ensure credit and transactional quality in line with credit policy.
• Daily monitoring and actions on both internal and external alert notifications
• Optimise the early problem identification and management/watchlist process with the relevant stakeholders.
• Maintain and report on key risk and data metrics of the merchant portfolio to ensure credit and transactional processing quality in line with credit policy
• Partner with the wider risk function and commercial business units on aviation and travel related issues.
• Provide to risk management and Risk Committee pro-active insights, issues, threats, and opportunities in different verticals and sectors.
• Supports and trains junior team members
• Represent the Credit Risk team at cross-functional working groups and participate is special projects/assignments
• Follow the high standards of the company in regard to quality and timelines or responses

What We're Looking For

• Significant experience in Credit Risk and/or Underwriting specifically in an online payments institution/commercial banking/acquiring environment.
• Minimum 2-3 years relevant experience in the payments industry.
• Significant experience of financial assessment with the context of card and alternative payments credit risk management
• Have experience of using business credit reference agencies
• Be able to work under pressure, independently or within the team
• Confidence in meeting and working with clients and making independent decisions
• Strong communication skills and confidence to probe for additional information
• A methodical approach with attention to detail.
• Highly proficient in MS Office, Excel and have prior experience of using formulas and tools used for more complex analysis of data

A Snippet Of What You'll Get In Return

• Enjoy free breakfast available for you to better your mornings
• You decide what your holiday looks like with the option to buy or sell your holiday and carry over up to 5 days into the next year.
• Don't want to use up all your holiday days? Take advantage of the opportunity to work abroad up to 2 weeks in the year from any location (subject to HR approval)
• Let's not forget, we also offer: Private health insurance (pre-existing conditions are included, Fertility cover & Travel cover), income protection, life assurance and more.
• Spend time with those important to you with our enhanced paid family policies.
• Test our products Skrill, Neteller and Paysafe Card. Upon joining we will award you £50 into each wallet.
• Kickstart your weekend early with our summer hours during the months of June, July and August with a 3pm finish every Friday.
• Join our six employee-led equality communities and help foster a workplace that celebrates diversity and create opportunities to collaborate and learn.

Equal Employment Opportunity

Paysafe is an equal opportunity employer. We value diversity and are committed to providing a work environment of mutual respect to everyone without regard to race, color, religion, national origin, age, gender identity or expression, or any other characteristic protected by applicable laws, regulations and ordinances.