Manager, Risk Management

PayPal; Dublin; On-site; EUR 90,000 - 120,000; Full time

Benefits offered by this job

Healthcare coverage

Paid time off

Mental health support

Job summary

PayPal UK seeks an experienced risk professional to lead credit policy governance, partnering with Enterprise Credit, Compliance and Legal to align policies with regulatory and local market requirements. You will monitor policy execution, perform risk assessments, and support audits while contributing to risk appetite, KRIs and governance frameworks.

A Bachelor's degree and 5+ years' experience are required.

Qualifications

• 5+ years relevant experience and a Bachelor’s degree OR any equivalent combination of education and experience.
• Experience aligning policies with regulatory and local market requirements.

Responsibilities

• Lead PayPal UK credit policy SLOD governance with compliance and legal.
• Oversee FLOD policy execution, breach tracking, and appetite reviews.
• Conduct Credit Risk Assessments, BIAs, and Business Continuity planning.
• Develop UK credit risk appetite, KRIs, and governance frameworks.
• Analyse business trends to inform risk-based decisions.
• Provide independent challenge to first-line risk management.

Skills

Risk management

Credit policy governance

Regulatory compliance

Stakeholder collaboration

Education

Bachelor's degree

Job description

Job Summary

Lead UK credit policy governance, partnering with Enterprise Credit, Compliance, and Legal to update policies, ensure regulatory compliance, and document changes aligned to local requirements. Monitor policy execution, log breaches and resolutions, and validate portfolio-level credit risk appetite reviews.
Conduct Credit Risk Assessments, Business Impact Analyses, and Business Continuity activities, and support internal and external audits.
Contribute to UK credit risk appetite, KRIs, and oversight frameworks. Analyse business trends to inform decisions, embed risk in new products and change initiatives, oversee risk event reporting, and provide independent challenge to first‑line risk management to drive continuous improvement.

Job Description

Essential Responsibilities

• Identify issues and recommend best practices for risk management within the organization.
• Lead functional projects and programs that enhance risk assessment and mitigation efforts.
• Collaborate with teams to analyze business trends and their implications for risk management.
• Contribute to process improvements that enhance the effectiveness of risk management strategies.
• Provide guidance and support to team members in executing risk management initiatives.

Minimum Qualifications

• 5+ years relevant experience and a Bachelor’s degree OR any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications

• Lead PayPal UK credit policy SLOD governance, partnering with SLOD Enterprise Credit, Compliance, and Legal to maintain and enhance policies in line with regulatory and local market requirements.
• Oversee FLOD policy execution, including breach identification, resolution tracking, and validation of portfolio-level credit risk appetite reviews.
• Conduct Credit Risk Assessments, Business Impact Analyses, and Business Continuity planning; support internal and external audits.
• Contribute to the development of PayPal UK credit risk appetite, Key Risk Indicators (KRIs), and governance frameworks.
• Analyse business trends to inform risk‑based decision‑making and embed robust risk practices into new products and change initiatives.
• Oversee risk event reporting and provide independent challenge to first‑line risk management to drive continuous improvement.
• Identify risk management gaps and recommend best practices to strengthen PayPal organisational controls.
• Lead cross‑functional initiatives to enhance risk assessment and mitigation capabilities.
• Support and guide teams in executing effective risk management strategies and process improvements.

Travel Percent

0

Benefits

PayPal offers comprehensive, choice‑based programs to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. They provide generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support mental health.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [e-mail].