Head of Credit Strategy & Risk — Tech-Driven Lending

Finance for you Ireland; Killarney; On-site; EUR 110,000 - 160,000; Full time

Job summary

Finance for You is seeking a Head of Credit in Killarney to lead credit and underwriting functions, design risk frameworks, and balance growth with responsible lending. The role requires steering policy development, monitoring portfolio performance, and guiding analytics to support product and technology decisions in a fast-paced Irish consumer lending environment.

You will manage a credit team, approve complex applications, collaborate with operations and finance, and prepare regular insights

Qualifications

• Experience designing and overseeing credit policies and underwriting standards.
• Strong analytics, data-driven decision-making and risk modeling skills.
• Experience leading credit or risk teams and building portfolios.
• Understanding of Irish consumer lending regulations and responsible lending.

Responsibilities

• Oversee all credit and underwriting activities and define risk framework.
• Lead the credit team and review complex credit applications.
• Collaborate with operations, finance, and technology to enhance decisioning tools.
• Provide regular reports and strategic insights to senior leadership.

Skills

Credit management

Credit risk management

Leadership

Data-driven decision-making

Portfolio management

Regulatory compliance

Stakeholder management

Credit decisioning systems

Financial modelling tools

Education

Bachelor's degree in finance, economics, business

Postgraduate qualification or professional certification

Tools

Credit decisioning systems

Financial modelling tools

Job description

Finance for You is seeking a Head of Credit in Killarney to lead credit and underwriting functions, design risk frameworks, and balance growth with responsible lending. The role requires steering policy development, monitoring portfolio performance, and guiding analytics to support product and technology decisions in a fast-paced Irish consumer lending environment.

You will manage a credit team, approve complex applications, collaborate with operations and finance, and prepare regular insights