Credit Analyst - Middle Office

Delta Capita; Leinster; Hybrid; EUR 55,000 - 70,000; Full time

Job summary

Delta Capita in Dublin, Ireland is seeking a Credit Analyst to join our Post Trade Services team on a 12-month fixed-term maternity cover. The role supports a wide range of credit activities and acts as a bridge between business, operations and control functions.

You will manage the full credit lifecycle from onboarding to monitoring, with emphasis on accuracy, risk controls and proactive issue escalation in a hybrid work setup.

Qualifications

• Experience in Credit Middle Office or related loan operations.
• Comfort interpreting facility agreements and credit documentation.
• Strong attention to detail and risk awareness.

Responsibilities

• Support onboarding and implementation of new credit products and structures.
• Coordinate pre-funding activity with approvals before drawdown.
• Review credit and legal documentation including facility agreements.
• Monitor approvals, annual reviews, expiries and covenants.
• Support administration and monitoring of loan participations.
• Monitor collateral and insurance requirements including renewals.
• Assist financing transactions: drawdowns, calculations, tenors, payments.
• Produce reporting on credit facilities, utilisation and lifecycle events.
• Collaborate with business, operations and controls for robust processes.
• Identify and escalate operational, credit and control issues.

Skills

Credit Middle Office

Credit documentation interpretation

Analytical skills

Microsoft Excel

Stakeholder management

Tools

Microsoft Excel

Job description

Duration: 12 Month Fixed Term Maternity Cover

Location: Dublin, Ireland

Grade: Senior Analyst – Associate

Start Date: December 2026

We are looking for a Credit Analyst to join our Post Trade Services business in Dublin, providing Middle Office support to one of our financial services clients. The role will support a range of financing and credit activities, acting as a key link between business, operations and control functions.

The role covers the full credit lifecycle, including credit onboarding, documentation, drawdowns, facility monitoring, covenants, transaction controls, risk and reporting.

Key Responsibilities

• Support the onboarding and implementation of new credit products, transactions and structures.

• Coordinate pre-funding activity, ensuring appropriate approvals and conditions are in place prior to drawdown.

• Review and interpret credit and legal documentation, including facility agreements, and maintain Conditions Precedent/Subsequent, ensuring key terms and requirements are understood and appropriately captured.

• Monitor facility approvals, annual reviews, expiry dates and financial and non-financial covenants.

• Support the administration and monitoring of loan and credit participations.

• Monitor collateral and insurance requirements, including renewals and expiry dates.

• Support financing transactions, including drawdowns, calculations, tenors and payment instructions.

• Produce reporting covering credit facilities, utilisation and key lifecycle events.

• Work closely with business, operations and control teams to maintain effective processes and controls.

• Proactively identify and escalation operational, credit and control issues.

Skills & Experience

• Previous experience within Credit Middle Office, Loan Operations, Corporate Banking, Trade Finance, Supply Chain Finance or a similar financing environment.

• Ability to read and interpret credit and legal documentation, including facility agreements, with experience of drawdowns, facility approvals, covenants and other credit lifecycle events.

• Good understanding of the end-to-end credit or lending lifecycle.

• Experience with credit documentation, drawdowns, facility approvals, covenants and lifecycle events.

• Strong risk and control mindset with excellent attention to detail.

• Strong analytical, organisational and problem-solving skills.

• Ability to work autonomously and manage multiple priorities.

• Strong communication and stakeholder management skills.

• Good Microsoft Excel skills.

• French language skills would be advantageous but are not essential.

How We Work:

Delta Capita is an equal opportunity employer. We positively encourage applications from suitably qualified and eligible candidates regardless of age, colour, disability, national origin, ancestry, race, religion, gender, sexual orientation, gender identity and/or expression, veteran status, genetic information, or any other status protected by applicable law.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. If you require any reasonable adjustments through your interview process, please use the designated space within the application questionnaire.

This is a 12-month fixed term maternity cover located in Dublin with hybrid working.

For this role a valid working permit for the Ireland is mandatory.

Who We Are:

Delta Capita Group is a global managed services, consulting, and solutions provider with a unique combination of experience in Financial Services and technology innovation capability. Our mission is to reinvent the financial services value chain providing technology based mutualised services for financial institutions for non-differentiating services.

Our 3 offerings are:

• Managed Services

• Consulting & Solutions

• Technology