Credit Analyst - Middle Office

Delta Capita; Ireland; Hybrid; EUR 60,000 - 90,000; Full time

Benefits offered by this job

Hybrid working

Job summary

Delta Capita in Dublin seeks a Senior Credit Analyst to join the Post Trade Services team for a 12-month fixed-term maternity cover. You will provide middle-office support across the full credit lifecycle, coordinating onboarding, drawdowns, covenants, and reporting while interfacing with business, operations and control functions.

The role requires strong credit documentation interpretation, risk awareness and excellent Excel skills, with French language capability considered advantageous.

Qualifications

• Experience in Credit Middle Office or related lending operations.
• Ability to interpret credit and legal documents, including facility agreements.
• Understanding of end-to-end credit lifecycle.
• Strong attention to detail and risk awareness.
• Excellent Excel skills and stakeholder communication.
• French language skills would be advantageous but not essential.

Responsibilities

• Support onboarding and implementation of new credit products, transactions and structures.
• Coordinate pre-funding activity with approvals prior to drawdown.
• Review credit and legal documentation and maintain conditions precedents/subsequent.
• Monitor facility approvals, annual reviews, expiry dates and covenants.
• Support administration and monitoring of loan and credit participations.
• Monitor collateral and insurance requirements, renewals and expiries.
• Support financing transactions, including drawdowns and payment instructions.
• Produce reporting covering credit facilities and utilisation.
• Collaborate with business, operations and control teams to maintain processes and controls.
• Identify and escape operational, credit and control issues.

Skills

Credit Middle Office

Credit documentation

Credit lifecycle

Risk & controls

Analytical skills

Attention to detail

Excel skills

Stakeholder management

Autonomy

Prioritisation

Communication

Education

Finance/Accounting degree

Tools

Microsoft Excel

Job description

Job Description

Duration: 12 Month Fixed Term Maternity Cover

Location: Dublin, Ireland

Grade: Senior Analyst – Associate

Start Date: December 2026

We are looking for a Credit Analyst to join our Post Trade Services business in Dublin, providing Middle Office support to one of our financial services clients. The role will support a range of financing and credit activities, acting as a key link between business, operations and control functions.

The role covers the full credit lifecycle, including credit onboarding, documentation, drawdowns, facility monitoring, covenants, transaction controls, risk and reporting.

Key Responsibilities

• Support the onboarding and implementation of new credit products, transactions and structures.
• Coordinate pre-funding activity, ensuring appropriate approvals and conditions are in place prior to drawdown.
• Review and interpret credit and legal documentation, including facility agreements, and maintain Conditions Precedent/Subsequent, ensuring key terms and requirements are understood and appropriately captured.
• Monitor facility approvals, annual reviews, expiry dates and financial and non-financial covenants.
• Support the administration and monitoring of loan and credit participations.
• Monitor collateral and insurance requirements, including renewals and expiry dates.
• Support financing transactions, including drawdowns, calculations, tenors and payment instructions.
• Produce reporting covering credit facilities, utilisation and key lifecycle events.
• Work closely with business, operations and control teams to maintain effective processes and controls.
• Proactively identify and escape operational, credit and control issues.

Job Requirements

Skills & Experience

• Previous experience within Credit Middle Office, Loan Operations, Corporate Banking, Trade Finance, Supply Chain Finance or a similar financing environment.
• Ability to read and interpret credit and legal documentation, including facility agreements, with experience of drawdowns, facility approvals, covenants and other credit lifecycle events.
• Good understanding of the end-to-end credit or lending lifecycle.
• Experience with credit documentation, drawdowns, facility approvals, covenants and lifecycle events.
• Strong risk and control mindset with excellent attention to detail.
• Strong analytical, organisational and problem-solving skills.
• Ability to work autonomously and manage multiple priorities.
• Strong communication and stakeholder management skills.
• Good Microsoft Excel skills.
• French language skills would be advantageous but are not essential.

How We Work

Delta Capita is an equal opportunity employer. We positively encourage applications from suitably qualified and eligible candidates regardless of age, colour, disability, national origin, ancestry, race, religion, gender, sexual orientation, gender identity and/or expression, veteran status, genetic information, or any other status protected by applicable law.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. If you require any reasonable adjustments through your interview process, please use the designated space within the application questionnaire.

This is a 12-month fixed term maternity cover located in Dublin with hybrid working. As the selection and interview process is ongoing. For this role a valid working permit for the Ireland is mandatory.

Who We Are

Delta Capita Group is a global managed services, consulting, and solutions provider with a unique combination of experience in Financial Services and technology innovation capability. Our mission is to reinvent the financial services value chain providing technology based mutualised services for financial institutions for non-differentiating services.

Our 3 Offerings Are

• Managed Services
• Consulting & Solutions
• Technology

To know more about Delta Capita and our culture click here:Working at DC - Delta Capita.