Credit Analyst (AI Training)

DataAnnotation; Ireland; Remote; EUR 92,000 - 153,000; Full time

Benefits offered by this job

Remote work

Flexible projects

Job summary

DataAnnotation is seeking a Credit Analyst to underwrite AI-driven credit analyses and test risk models. You’ll write credit decisions with clear rationale for committees, drawing on cash-flow, covenants, and debt service insights.

Experience in credit analysis or underwriting is key; no degree required. This remote role offers flexible, project-based work with global teams and the potential to earn $100k–$200k per year depending on tasks.

Qualifications

• Experience in credit analysis, underwriting, or credit risk.
• Fluency reading financial statements and structuring or assessing debt.
• Clear written English: your explanations are the training signal.
• No degree required. We care about what you can do, not where you learned it.

Responsibilities

• Underwrite AI credit analysis: cash-flow coverage, leverage, and the ability to actually service the debt.
• Test the risk assessment: covenants, collateral, and the downside the model rated away.
• Write the credit decision when the model falls short, with the reasoning a credit committee expects.

Skills

Credit analysis

Underwriting

Credit risk

Financial statement reading

Job description

Overview

Models approve a borrower that any underwriter would flag: cash-flow coverage computed off the wrong line, covenants that don't bite, a rating that ignores where we are in the cycle. Someone has to find the default risk hiding in a clean-looking spread, and that someone is you.

What you’ll actually do

• Underwrite AI credit analysis : cash-flow coverage, leverage, and the ability to actually service the debt.
• Test the risk assessment : covenants, collateral, and the downside the model rated away.
• Write the credit decision when the model falls short, with the reasoning a credit committee expects.

Roles this fits

Common backgrounds: Credit Analyst, Underwriter, Credit Risk Manager.

What we look for

• Experience in credit analysis, underwriting, or credit risk.
• Fluency reading financial statements and structuring or assessing debt.
• Clear written English: your explanations are the training signal.
• No degree required. We care about what you can do, not where you learned it.

Compensation

Up to $125+/hr depending on task difficulty and specialization. Many contributors add $100k–$200k a year; some make it their full-time income.

About DataAnnotation

DataAnnotation is where 1M+ experts train the world’s leading AI models. Hundreds of millions paid to contributors to date, and the average contributor stays 5+ years. Flexible, remote, and always project-available.