Wealth Financing Strategist

Bank Ocbc; Indonesia; On-site; IDR 200,880,000 - 334,800,000; Full time

Job summary

Bank Ocbc is seeking a Wealth Financing Specialist in Indonesia to lead product strategy for wealth solutions, define target segments, and drive end-to-end product design with strong collaboration across RM, branches, and partners.

You will conduct market trend analysis, assess regulatory changes, and translate insights into actionable product actions, pricing, and risk monitoring while supporting marketing and channel initiatives.

Responsibilities

• Define IBL Strategy and target segments (e.g., Personal Banking - EA, Premier Banking, Private Banking), use cases (liquidity, wealth leverage), and eligibility rules.
• Conduct competitive benchmarking (Pricing, LTV, process/TAT/TTY/TTC, digital capability, Marketing Program, etc).
• Identify market trends, regulatory changes, and portfolio risk signals (i.e margin calls) ; translate insights into product actions.
• New product design & system (end to end): customer experience and journey, facility types, limits, LTV, repayment options, fees, STP scope etc.
• Build customer personas, end to end journeys, and value propositions by segment/channel (segments, mobile banking, RM, branches, partners i.e insurance).
• Product advisory for RMs/Network/Sales

Job description

Bank Ocbc is seeking a Wealth Financing Specialist in Indonesia to lead product strategy for wealth solutions, define target segments, and drive end-to-end product design with strong collaboration across RM, branches, and partners.

You will conduct market trend analysis, assess regulatory changes, and translate insights into actionable product actions, pricing, and risk monitoring while supporting marketing and channel initiatives.