Transfer Processing Authorizer

PT Bank SMBC Indonesia Tbk; Jakarta Pusat; On-site; IDR 180,000,000 - 240,000,000; Full time

Job summary

Bank SMBC Indonesia is seeking a capable Operations professional to supervise and approve domestic and international transfers, ensure compliance with policies, and promote risk management across daily operations.

The role emphasizes process improvement, collaboration with Head Office and branches, and delivering accurate, timely transaction processing to support the bank's service quality and regulatory adherence.

Qualifications

• Bachelor's Degree (S1) from a reputable university.
• 2-3 years of experience in the banking industry, preferably within payment, transfer, or transaction operations.
• Strong analytical and problem-solving skills.
• Experience in process improvement and operational excellence initiatives.
• Good communication and stakeholder management skills.
• Customer-focused mindset with strong attention to detail.

Responsibilities

• Supervise and authorize Outgoing & Incoming Domestic Transfers (SKN and RTGS), Overbooking, Drawback, International Transfers (SWIFT), Book Transfers, and Pooling transactions.
• Ensure all operational processes are executed in compliance with established policies, procedures, and regulatory requirements.
• Promote and implement risk management and internal control practices across daily operations.
• Support continuous improvement initiatives to enhance operational efficiency and service quality.
• Collaborate with Head Office and Branch teams to ensure smooth and timely transaction processing.

Skills

Analytical thinking

Problem solving

Communication skills

Stakeholder management

Attention to detail

Customer focus

Education

Bachelor's degree

Job description

Grow and Make an Impact with Bank SMBC Indonesia

Formerly known as Bank BTPN, we are now proud to be PT Bank SMBC Indonesia Tbk, part of Sumitomo Mitsui Banking Corporation, one of the world’s leading global financial groups.

This transformation marks a renewed commitment to delivering world-class banking services, grounded in innovation, collaboration, and sustainability.

At Bank SMBC Indonesia, we believe a career is more than just a job, it is a journey of personal growth, meaningful connections, and lasting impact. Join us and be part of a digital and social transformation that touches millions of lives.

Job Descriptions:

• Supervise and authorize Outgoing & Incoming Domestic Transfers (SKN and RTGS), Overbooking, Drawback, International Transfers (SWIFT), Book Transfers, and Pooling transactions.
• Ensure all operational processes are executed in compliance with established policies, procedures, and regulatory requirements.
• Promote and implement risk management and internal control practices across daily operations.
• Support continuous improvement initiatives to enhance operational efficiency and service quality.
• Collaborate with Head Office and Branch teams to ensure smooth and timely transaction processing.

Minimum Qualifications

• Bachelor's Degree (S1) from a reputable university.
• Minimum 2-3 years of experience in the banking industry, preferably within payment, transfer, or transaction operations.
• Strong analytical and problem-solving skills.
• Experience in process improvement and operational excellence initiatives.
• Good communication and stakeholder management skills.
• Customer-focused mindset with strong attention to detail.

At Bank SMBC Indonesia, your career is more than a job, it’s a journey of impact and growth. Our Employee Value Proposition (EVP) reflects the values we live by:

Impactfulness: Through collaboration, we strive to improve the lives of millions.

Self-Growth: We encourage you to be the best version of yourself, every single day.

Relationship: We’re more than just colleagues, we are a family.

Network: We build connections beyond banking, beyond borders.

Digitally Powered: We harness technology to reshape the future of banking.

Be part of something greater. Grow with us, lead with purpose, and create a lasting impact!