Senior Payment Risk & Fraud Analyst

GoTo Group; Jakarta Pusat; On-site; IDR 180,000,000 - 300,000,000; Full time

Job summary

GoTo Group seeks a Senior Risk Analyst for Payment Gateway to identify fraud risks and develop mitigation strategies as the business scales in Indonesia. You will work with data to spot patterns, build risk rules, and recommend actions that keep risk metrics on target while supporting growth.

You will develop risk platform solutions, monitor risk metrics, and collaborate with product, engineering and operations to balance risk and customer experience.

Qualifications

• 3+ years of payment risk experience, preferably in payment gateway and related risks
• Proficient in SQL and cloud data platforms to support risk analysis
• Experience with BI/analytics tools for trend analysis and decision support
• Ability to collaborate with operations, product, engineering, compliance, and data teams

Responsibilities

• Identify potential fraud risks for the payment gateway business line
• Conduct deep-dives, sampling and analysis on risk-related issues
• Develop and monitor risk metrics; refine drivers and business metrics
• Assess, validate and optimize risk rules to balance risk and reward
• Develop risk platform solutions balancing product needs with customer experience
• Build trust-based relationships with stakeholders while staying objective

Skills

SQL

Data analysis

Stakeholder management

Fraud risk

Risk assessment

Tools

Google BigQuery

MaxCompute

Google Looker

Metabase

Google Sheets

Excel

Job description

GoTo Group seeks a Senior Risk Analyst for Payment Gateway to identify fraud risks and develop mitigation strategies as the business scales in Indonesia. You will work with data to spot patterns, build risk rules, and recommend actions that keep risk metrics on target while supporting growth.

You will develop risk platform solutions, monitor risk metrics, and collaborate with product, engineering and operations to balance risk and customer experience.