Senior Credit Risk Strategist

GoPay; Jakarta Pusat; On-site; IDR 180,000,000 - 300,000,000; Full time

Job summary

GoPay is seeking a Credit Risk professional in Indonesia to support merchant lending products. You will monitor risk metrics, analyze data, and help balance portfolio growth with risk controls. The role emphasizes learning internal risk frameworks and collaborating with stakeholders across the business.

Strong SQL and Python skills, plus Excel or BI tools, are essential to build dashboards, support risk reviews, and drive improvements in underwriting and account management.

Qualifications

• 3+ years of experience in credit risk management.
• Strong analytical and problem-solving skills.
• Experience with data analysis tools and reporting.

Responsibilities

• Monitor and analyze merchant risk metrics to uncover trends.
• Evaluate and optimize credit risk policies for portfolio health.
• Use SQL and Python to analyze datasets and drive strategy.
• Partner with cross-functional teams to guide data-driven lending decisions.
• Develop risk dashboards for real-time reporting.
• Support periodic credit reviews and audits.

Skills

Analytical thinking

Problem solving

Stakeholder management

Tools

SQL

Python

Excel

BI tools

Job description

GoPay is seeking a Credit Risk professional in Indonesia to support merchant lending products. You will monitor risk metrics, analyze data, and help balance portfolio growth with risk controls. The role emphasizes learning internal risk frameworks and collaborating with stakeholders across the business.

Strong SQL and Python skills, plus Excel or BI tools, are essential to build dashboards, support risk reviews, and drive improvements in underwriting and account management.