Senior Enterprise & Operational Risk Specialist

PT Sejahtera Sama Kita; Jakarta Selatan; On-site; IDR 420,000,000 - 630,000,000; Full time

Job summary

PT Sejahtera Sama Kita seeks a proactive Senior Enterprise & Operational Risk Specialist to strengthen our risk management, governance, and resilience. You will monitor KRIs, develop dashboards, and perform risk assessments for new initiatives while supporting regulatory compliance across OJK and BI requirements.

You will also conduct vendor risk reviews, oversee contract risk clauses, and collaborate with Legal, Compliance, Procurement, and business teams to ensure effective risk mitigation and

Qualifications

• Bachelor’s degree or equivalent in finance, accounting, risk management, statistics, or engineering.
• Minimum 3 years in risk management, operational risk, analytics, or internal controls.
• Strong analytical and problem-solving abilities.
• Experience in fintech, digital banking, e-wallet, lending or financial services preferred.
• Familiarity with OJK/BI risk regulations is an advantage.

Responsibilities

• Monitor KRIs, risk appetite thresholds, and prepare dashboards and reports.
• Support regulatory compliance, governance, and committee materials.
• Analyze risks, develop early warning indicators, and support risk initiatives and vendor risk assessments.
• Review contracts and partnerships for risk, collaborate with Legal, Compliance, Procurement, and Business teams.

Skills

Analytical thinking

Risk management

Regulatory knowledge

Vendor risk management

Education

Bachelor's degree or equivalent

Job description

Senior Enterprise & Operational Risk Specialist

About the job

We are seeking a proactive and analytical individual to join our Risk Management team. This role will play an important part in monitoring and analyzing the company's risk profile, conducting risk assessments, developing early warning indicators, and supporting regulatory compliance and risk governance initiatives.

The position will also be responsible for supporting vendor and third-party risk management, reviewing agreements and contracts from a risk management perspective, and collaborating with cross-functional teams to ensure effective risk mitigation measures are implemented.

Through these responsibilities, the successful candidate will contribute to strengthening the company's risk management practices, operational resilience, and overall business sustainability.

What you will do

1. Risk Monitoring & Reporting

   Monitor Key Risk Indicators (KRIs) and risk appetite thresholds.

   Develop and maintain risk dashboards and management reports.

   Conduct trend analysis and identify emerging risks.

   Facilitate Risk and Control Self-Assessment (RCSA) across business units.

   Perform risk assessments for new products, processes, and initiatives.

   Evaluate risk exposures and recommend mitigation plans.

2. Regulatory & Governance Support

   Support compliance with OJK, BI, and internal risk management requirements.

   Prepare materials for Risk Management Committee meetings.

   Coordinate risk-related activities during audits and regulatory examinations.

3. Risk Analytics & Early Warning Monitoring

   Monitor operational, fraud, and portfolio risk indicators.

   Develop early warning indicators and risk monitoring tools.

   Perform data analysis to support risk-based decision-making.

   Support the implementation of risk-related initiatives, system enhancements, and strategic projects.

   Coordinate with business, technology, compliance, and external stakeholders to ensure risk requirements are properly implemented.

   Track project milestones, deliverables, and risk mitigation action plans.

   Conduct risk assessments and due diligence for new and existing vendors.

   Monitor vendor performance, service level agreements (SLAs), and risk exposures.

   Identify and escalation potential third-party risks, including operational, compliance, information security, and business continuity risks.

   Maintain vendor risk assessment records and periodic review schedules.

4. Agreement & Contract Review

   Review contracts, service agreements, and partnership arrangements from a risk management perspective.

   Identify key risk clauses, obligations, liabilities, data protection requirements, and operational risks.

   Collaborate with Legal, Compliance, Procurement, and Business teams to ensure adequate risk mitigation measures are incorporated into agreements.

   Monitor compliance with contractual risk requirements and obligations.

What you will need to have

1. Bachelor's degree in Finance, Accounting, Risk Management, Statistics, Engineering, or related field.
2. Minimum 3 years of experience in Risk Management, Operational Risk, Risk Analytics, Internal Control, or related functions.
3. Strong analytical and problem-solving skills.
4. Experience in fintech, digital banking, e-wallet, lending, or financial services is preferred.
5. Familiarity with OJK/BI risk management regulations is an advantage.

Financial & Insurance Services Not specified