Senior Risk Manager - Frameworks & Compliance (Pawnshop)

Pt Maju Aman Sejahtera; Jawa Barat; Hybrid; IDR 700,000,000 - 1,000,000,000; Full time

Benefits offered by this job

Performance bonuses

Health insurance

Paid time off

Professional development

Hybrid work

Retirement plan

Job summary

Pt Maju Aman Sejahtera, Bekasi-based bank, seeks a Senior Financial Risk Manager to lead the Enterprise Risk Management function. You will oversee ERM frameworks, risk reporting, and regulatory compliance while guiding a team of risk professionals in a hybrid work setting.

The role requires deep experience in credit, market, liquidity, and Basel regulations, with strong analytical and leadership capabilities to foster a robust risk culture across the organization.

Qualifications

• Master's degree in Finance, Economics, Mathematics, or a related quantitative field.
• Minimum of 8 years of progressive experience in financial risk management within the banking sector.
• In-depth knowledge of credit risk, market risk, liquidity risk, and Basel III/IV regulations.
• Proven experience in developing and implementing ERM frameworks.
• Strong analytical, quantitative, and problem-solving skills.
• Excellent leadership, communication, and interpersonal skills.
• Proficiency in risk management software and MS Office Suite.
• Ability to work effectively in a hybrid work environment and manage diverse teams.
• Experience in the Indonesian banking regulatory environment (OJK) is essential.

Responsibilities

• Oversee the ERM framework, policies, and procedures.
• Identify, assess, and monitor key financial risks including credit, market, liquidity, and operational risks.
• Develop and maintain risk models, stress testing programs, and scenario analyses.
• Ensure compliance with OJK regulations and guidelines.
• Prepare regular risk reports for senior management and the Board.
• Lead and mentor a team of risk professionals.
• Collaborate with business units to integrate risk considerations into planning.
• Stay informed about emerging risks and best practices.

Skills

Leadership

Analytical skills

Communication

Risk software

MS Office

Hybrid work

Team management

Education

Master's degree in Finance

FRM/PRM desirable

Tools

Risk management software

Job description

About the Role

Our client, a leading commercial bank in Bekasi, West Java, is seeking a seasoned Senior Financial Risk Manager to lead its Enterprise Risk Management (ERM) function. This critical role involves overseeing the identification, assessment, measurement, and mitigation of financial risks, including credit risk, market risk, and liquidity risk. You will be responsible for developing and implementing robust risk management frameworks, policies, and procedures that align with regulatory requirements and the bank's strategic objectives. The ideal candidate possesses extensive experience in financial risk management, a deep understanding of regulatory landscapes (particularly OJK guidelines), and strong leadership capabilities. You will work closely with senior management and various business units to ensure a comprehensive and effective risk culture across the organization. Join our client in Bekasi and play a vital role in safeguarding the financial health and stability of the institution.

Key Responsibilities

• Oversee the development and implementation of the bank's ERM framework, policies, and procedures.
• Identify, assess, and monitor key financial risks, including credit, market, liquidity, and operational risks.
• Develop and maintain risk models, stress testing programs, and scenario analyses.
• Ensure compliance with relevant banking regulations and guidelines issued by OJK.
• Prepare regular risk reports for senior management, the Board of Directors, and regulatory bodies.
• Lead and mentor a team of risk professionals, fostering their development and performance.
• Collaborate with business units to integrate risk management considerations into strategic planning and decision-making.
• Stay informed about emerging risks and best practices in financial risk management.
• Manage relationships with external auditors and regulatory examiners on risk-related matters.

Requirements

• Master's degree in Finance, Economics, Mathematics, or a related quantitative field. Professional certifications such as FRM or PRM are highly desirable.
• Minimum of 8 years of progressive experience in financial risk management within the banking sector.
• In-depth knowledge of credit risk, market risk, liquidity risk, and Basel III/IV regulations.
• Proven experience in developing and implementing ERM frameworks.
• Strong analytical, quantitative, and problem-solving skills.
• Excellent leadership, communication, and interpersonal skills.
• Proficiency in risk management software and tools, as well as MS Office Suite.
• Ability to work effectively in a hybrid work environment and manage diverse teams.
• Experience in the Indonesian banking regulatory environment (OJK) is essential.

Benefits

• Our client offers an attractive salary package, including a competitive base salary and performance-driven bonuses.
• Comprehensive health, dental, and vision insurance are provided for employees and their families.
• A generous paid time off policy allows for work-life balance.
• Opportunities for continuous professional development, including advanced training and certifications, are actively supported.
• This hybrid role in Bekasi offers the flexibility to balance office-based collaboration with remote work.
• Additional benefits include retirement plan contributions, employee assistance programs, and access to cutting-edge risk management technologies.
• Join a team dedicated to maintaining the highest standards of financial prudence and integrity.