Product Manager - Transaction

Kredivo Group; Indonesia; On-site; IDR 200,000,000 - 400,000,000; Full time

Job summary

Kredivo Group in Indonesia is hiring a Product Manager to drive strategy, development, and execution of core financial and credit products. You will own end-to-end lifecycles, write PRDs, map complex user flows, and run experiments to validate value propositions.

You will collaborate with UX, engineering, data analytics, and business stakeholders to ensure high-quality execution, measure impact, and deliver measurable business outcomes.

Qualifications

• 3–5 years of hands-on product management experience.
• Ability to write clear PRDs and map edge-case flows.
• Data-driven with ability to design A/B experiments.
• Strong cross-functional collaboration and communication.

Responsibilities

• Formulate hypotheses and run A/B tests to validate value propositions.
• Define product strategy and prioritize high-impact initiatives.
• Build feature-level analytics dashboards with Product Analytics.
• Create PRDs and map complex user flows.
• Guide UX design and review prototypes.
• Understand architecture trade-offs with engineering.
• Lead end-to-end feature launches and manage timelines.

Skills

PRD writing

End-to-end product lifecycle

A/B testing

Data-driven decision making

Cross-functional collaboration

Tools

Google Analytics

Mixpanel

SQL

Job description

Kredivo is hiring a Product Manager in our Indonesia Office who will drive the strategy, development, and execution of core financial and credit products. This position will report to the Product Head and will be accountable for identifying user needs, testing hypotheses, and delivering high-impact product features that align with key business goals.

In this role, you will also be responsible for managing the end-to-end product lifecycle, from writing detailed requirements and mapping complex user flows to conducting A/B experiments and managing feature launches. In addition, you will be responsible for cross-functional alignment, working closely with UX design, engineering, data analytics, and business stakeholders to ensure high-quality execution and measurable business outcomes.

About The Job

• Hypothesis & Experimentation: Formulate data-backed hypotheses, design and execute A/B tests, and evaluate MVPs using the appropriate methodologies to validate user value propositions and refine product features.
• Product Strategy & Decision-Making: Make data-driven feature decisions aligned with customer needs, business goals, and revenue/cost implications; evaluate trade-offs to prioritize initiatives with the highest business impact.
• Product Analytics & Tracking: Partner with Product Analytics to build feature-level tracking and dashboards, present aligned performance metrics in regular cadences, and use analytics to continuously identify improvement opportunities.
• Documentation & Flow Design: Create detailed Product Requirement Documents (PRDs) and map out comprehensive user flow diagrams handling complex scenarios, multiple user paths, decision points, and edge cases.
• UX & Design Collaboration: Guide the UX design process to balance user experience, technical constraints, and business outcomes; review prototypes and provide actionable feedback.
• Technical Alignment: Understand product technical architecture and trade-offs presented by engineering, supporting informed decisions on feature feasibility and implementation.
• Delivery & Stakeholder Management: Lead end-to-end feature launches, manage project timelines and risks, align stakeholder expectations, resolve deadlocks, and independently prioritize the product bug backlog based on severity, frequency, and business value.

About You

• Experience & Technical Skill: 3–5 years of hands‑on product management experience, with a track record of owning end-to-end feature lifecycles, writing clear PRDs, and mapping edge‑case user flows.
• Data-Driven Execution: Proven capability to design A/B experiments, analyze product analytics, and make independent prioritization decisions based on user data and business metrics.
• Stakeholder & Cross-Functional Alignment: Excellent communication skills with the ability to articulate product rationales, align cross-functional teams (Engineering, UX, Analytics), and navigate deadlocks or blockers with minimal supervision.
• Domain & Process Discipline: Strong understanding of consumer tech (FinTech background preferred), technical architecture trade-offs, and adherence to product development processes and SOPs.