Product Manager - Transaction

FinAccel; Indonesia; On-site; IDR 800,000,000 - 1,600,000,000; Full time

Job summary

Kredivo is hiring a Product Manager in our Indonesia Office to drive strategy, development, and execution of core financial and credit products. This role reports to the Product Head and will be accountable for identifying user needs, testing hypotheses, and delivering high-impact product features that align with key business goals.

In this role, you will also be responsible for managing the end-to-end product lifecycle, from writing detailed requirements and mapping complex user flows to

Qualifications

• Formulate hypotheses and design A/B tests to validate value propositions.
• Develop and document PRDs and map complex user flows.
• Collaborate with UX, engineering, data analytics and business stakeholders.
• Lead end-to-end feature launches with timelines and risk management.
• Understand architectural trade-offs to inform decisions.

Responsibilities

• Own end-to-end feature lifecycles from discovery to launch.
• Write clear PRDs and map edge cases in user flows.
• Partner with analytics to track feature performance and iterate based on data.
• Coordinate with cross-functional teams to ensure timely delivery.
• Drive product strategy and decision-making aligned with business goals.

Skills

Product management

A/B testing

PRD writing

User flow mapping

Cross-functional alignment

Data analytics

Stakeholder management

Job description

Kredivo is hiring a Product Manager in our Indonesia Office who will drive the strategy, development, and execution of core financial and credit products. This position will report to the Product Head and will be accountable for identifying user needs, testing hypotheses, and delivering high-impact product features that align with key business goals.

In this role, you will also be responsible for managing the end-to-end product lifecycle, from writing detailed requirements and mapping complex user flows to conducting A/B experiments and managing feature launches. In addition, you will be responsible for cross-functional alignment, working closely with UX design, engineering, data analytics, and business stakeholders to ensure high-quality execution and measurable business outcomes.

About the job

• Hypothesis & Experimentation: Formulate data-backed hypotheses, design andexecute A/B tests, and evaluate MVPs using the appropriate methodologies to validateuser value propositions and refine product features.
• Product Strategy & Decision-Making: Make data-driven feature decisions aligned withcustomer needs, business goals, and revenue/cost implications; evaluate trade-offs toprioritize initiatives with the highest business impact.
• Product Analytics & Tracking: Partner with Product Analytics to build feature-leveltracking and dashboards, present aligned performance metrics in regular cadences, anduse analytics to continuously identify improvement opportunities.
• Documentation & Flow Design: Create detailed Product Requirement Documents(PRDs) and map out comprehensive user flow diagrams handling complex scenarios,multiple user paths, decision points, and edge cases.
• UX & Design Collaboration: Guide the UX design process to balance user experience,technical constraints, and business outcomes; review prototypes and provide actionablefeedback.
• Technical Alignment: Understand product technical architecture and trade-offspresented by engineering, supporting informed decisions on feature feasibility andimplementation.
• Delivery & Stakeholder Management: Lead end-to‑end feature launches, manageproject timelines and risks, align stakeholder expectations, resolve deadlocks, andindependently prioritize the product bug backlog based on severity, frequency, andbusiness value.

About you

• Experience & Technical Skill: 3–5 years of hands‑on product management experience,with a track record of owning end‑to‑end feature lifecycles, writingclear PRDs, andmapping edge‑case user flows.
• Data-Driven Execution: Proven capability to design A/B experiments, analyze productanalytics, and make independent prioritization decisions based on user data andbusiness metrics.
• Stakeholder & Cross-Functional Alignment: Excellent communication skills with theability to articulate product rationales, align cross‑functional teams (Engineering, UX,Analytics), and navigate deadlocks or blockers with minimal supervision.
• Domain & Process Discipline: Strong understanding of consumer tech (FinTechbackground preferred), technical architecture trade‑offs, and adherence to productdevelopment processes and SOPs.

If this sounds like you, we would love to hear from you!