Product Development Insurance

Bibit.id; Jakarta Pusat; On-site; IDR 250,000,000 - 500,000,000; Full time

Job summary

Bibit.id is seeking a senior leader to drive our insurance business end-to-end, from product development to distribution management and operational excellence. You will lead 0-to-1 initiatives, shape life and general insurance products, and scale partnerships in a fast-paced, tech-driven environment.

You'll own the strategy, execution, and P&L, leveraging data to guide decisions and collaborating across Product, Ops, Marketing, Compliance, and Tech.

Qualifications

• Around 10 years of experience in bancassurance, insurance (underwriting and broking), or insurtech environments.
• You've built something from zero—a product, a channel, a team.
• You've led and grown a team and developed people.
• Proven ability to work across departments without needing a mediator or a town hall.
• Deep understanding of broker and distribution dynamics in insurance markets.

Responsibilities

• Lead 0-to-1 insurance projects from a napkin-sketch idea all the way to market launch, owning strategy, execution, and the P&L that follows
• Build and shape life and general insurance products that people actually need — not just products that look good in a pitch deck
• Use data to drive product recommendations, because gut feeling doesn't scale
• Grow business across broker networks, strategic partnerships, and digital channels — you'll own the full distribution playbook
• Build real relationships with brokers and insurance partners (the kind where they pick up your call on the first ring)
• Own the whole thing. From the first product document to the moment a customer buys it. You write it, you spec it, you fight for it, you ship it. If it fails, you fix it. If it works, you scale it.
• Work across every team that matters. Product, Ops, Marketing, Compliance, and Tech — you're the one connecting these dots.
• Lead people, not just projects. You've managed a team before. You know the difference between delegating and dumping.
• Track KPIs that matter, spot market trends early, and turn insights into revenue
• Keep us on the right side of insurance regulations — no shortcuts, no "we'll fix it later"

Skills

Leadership

Data-driven mindset

Analytical skills

Cross-functional collaboration

Broker relationships

Education

Bachelor’s degree in Insurance, Finance, Business, Economics, or related field

Job description

Read this first This isn't a job posting filled with buzzwords. We wrote it this way on purpose — to find the one person who reads this and thinks: "that's literally what I've been doing for the past decade."

Read this first This isn't a job posting filled with buzzwords. We wrote it this way on purpose — to find the one person who reads this and thinks: "that's literally what I've been doing for the past decade."

We're looking for a senior leader to drive our business end-to-end: product development, distribution management, and operational excellence. You'll lead 0-to-1 initiatives, build strong partnerships, and scale our insurance business within a fast-paced, technology-driven environment. If you're the kind of person who needs three months to "observe and learn the culture" before doing anything — this isn't for you. You'll inherit active projects, broker relationships that need attention, and product gaps that need filling on day one.

What The Day Actually Looks Like

• Lead 0-to-1 insurance projects from a napkin-sketch idea all the way to market launch, owning strategy, execution, and the P&L that follows
• Build and shape life and general insurance products that people actually need — not just products that look good in a pitch deck
• Use data to drive product recommendations, because gut feeling doesn't scale
• Grow business across broker networks, strategic partnerships, and digital channels — you'll own the full distribution playbook
• Build real relationships with brokers and insurance partners (the kind where they pick up your call on the first ring)
• Own the whole thing. From the first product document to the moment a customer buys it. You write it, you spec it, you fight for it, you ship it. If it fails, you fix it. If it works, you scale it.
• Work across every team that matters. Product, Ops, Marketing, Compliance, and Tech — you're the one connecting these dots. If you've never had to explain product logic to an IT team at 11 PM before a launch, you might not be ready.
• Lead people, not just projects. You've managed a team before. You know the difference between delegating and dumping. You make people around you sharper.
• Track KPIs that matter, spot market trends early, and turn insights into revenue
• Keep us on the right side of insurance regulations — no shortcuts, no "we'll fix it later"

What You Genuinely Need

• Around 10 years of experience in bancassurance, insurance (underwriting and broking), or insurtech environments
• Bachelor’s degree in Insurance, Finance, Business, Economics, or related field
• You've built something from zero. A product, a channel, a team. You know what "0-to-1" actually feels like.
• You've led and grown a team. Not just managed — actually developed people and made them better.
• Proven ability to work across departments without needing a mediator or a town hall.
• Deep understanding of broker and distribution dynamics in insurance markets.
• Comfortable in a tech-driven environment. You don't need to code, but you need to think in systems.
• Strong analytical and problem-solving capabilities with a data-driven mindset
• Experience managing insurance partnerships and strategic accounts
• Strong understanding of digital customer journeys and insurance technology solutions

Nice To Have (not Required)

• Exposure to mutual funds or adjacent financial products — because insurance doesn't live in a vacuum.
• Experience in insurtech or fintech — you've seen how technology can actually transform distribution.