Portfolio Analytics Executive

Kredivo Group; Daerah Khusus Ibukota Jakarta; On-site; IDR 300.000.000 - 400.000.000; Full time

Job summary

A dynamic financial services company in Jakarta seeks a Portfolio Analytics Executive to analyze key credit risk indicators and provide insights for risk management decisions. The ideal candidate should have a relevant degree, 2-3 years of experience in risk analysis, and strong SQL and Excel skills. Effective communication in English and the ability to work independently in a fast-paced environment are essential.

Qualifications

• Minimum 2-3 years’ experience as Risk Analyst, MIS analyst or data analyst.
• Comfortable working independently in a dynamic and fast-paced environment.
• English conversational proficiency is a must.

Responsibilities

• Monitor the overall portfolio for key risk indicators.
• Create ad-hoc reports for management on risk decisions.
• Daily review of key risk indicators and identify potential risk factors.

Skills

Risk Analysis

SQL

Excel

Analytical Skills

Attention to Detail

Education

Bachelor's degree with GPA minimum 3.0

Tools

Python

Job description

About the role

This is an Individual Contributor Role and as a Portfolio Analytics Executive, you will leverage the data to identify key credit risk indicators and potential risk factors within the loan authorization process and provide actionable insight to the middle management team to mitigate the potential risk that may arise. The day-to-day task of the Risk analyst can include the following (but not limited to):

1. Understand and execute the existing loan authorization process and overall portfolio risk management frameworks put in place
2. Monitor the overall portfolio of Kredivo products w.r.t. key risk indicators like early warnings on repayment behaviour, flow rates, 90+ DPD losses, revenue and loss coverage, profitability etc.
3. Create ad-hoc reports and work on analysis to aid management on risk decisions
4. Work on ensuring the best practices for reporting and analytics are institutionalized in the team
5. Daily review on key risk indicators and identify potential risk factors if any

About you

1. Minimum 2-3 years’ experience as Risk Analyst, MIS analyst or data analyst
2. Bachelor’s degree with GPA minimum 3.0 (out of 4.0)
3. English conversational proficiency is a must
4. Strong working knowledge of SQL and Excel is a must
5. Strong Analytical skills, high comfort with numbers and ability to put attention to details as demonstrated from previous work experience / projects
6. Comfortable working independently in a dynamic and fast-paced environment
7. Basic programming skills in Python is preferred but not mandatory