Lease Credit Analyst - Data-Driven Finance Role

PT Hino Finance Indonesia; Tangerang; On-site; IDR 66,960,000 - 133,920,000; Full time

Job summary

PT Hino Finance Indonesia is seeking a detail-oriented junior analyst to support lease underwriting by analyzing financial data and validating customer information, including checking the minimum 5 C's of credit. You will analyze financial statements, compute ratios, and help formulate terms and conditions for lease proposals, ensuring accuracy and compliance.

Strong communication, presentation skills, and English proficiency are essential.

Qualifications

• Bachelor's degree in Economics or Industrial Engineering.
• Fresh graduate or max 2 years experience.
• Strong analytical thinking.
• Have interest working with numbers, financial statments or other financial data.
• Good communication and presentation skills.
• Excellent problem-solving skills.
• Good in English (Writing & Speaking).

Responsibilities

• Analyze all financial data for lease application proposal and check the validity & accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios.
• Provide recommended terms and conditions for the lease application.

Skills

Analytical thinking

Financial analysis

Number fluency

Education

Bachelor's degree in Economics or Industrial Engineering

Job description

PT Hino Finance Indonesia is seeking a detail-oriented junior analyst to support lease underwriting by analyzing financial data and validating customer information, including checking the minimum 5 C's of credit. You will analyze financial statements, compute ratios, and help formulate terms and conditions for lease proposals, ensuring accuracy and compliance.

Strong communication, presentation skills, and English proficiency are essential.