Credit Analyst Tangerang

PT Hino Finance Indonesia; Tangerang; On-site; IDR 66,960,000 - 133,920,000; Full time

Job summary

PT Hino Finance Indonesia is seeking a detail-oriented junior analyst to support lease underwriting by analyzing financial data and validating customer information, including checking the minimum 5 C's of credit. You will analyze financial statements, compute ratios, and help formulate terms and conditions for lease proposals, ensuring accuracy and compliance.

Strong communication, presentation skills, and English proficiency are essential.

Qualifications

• Bachelor's degree in Economics or Industrial Engineering.
• Fresh graduate or max 2 years experience.
• Strong analytical thinking.
• Have interest working with numbers, financial statments or other financial data.
• Good communication and presentation skills.
• Excellent problem-solving skills.
• Good in English (Writing & Speaking).

Responsibilities

• Analyze all financial data for lease application proposal and check the validity & accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios.
• Provide recommended terms and conditions for the lease application.

Skills

Analytical thinking

Financial analysis

Number fluency

Education

Bachelor's degree in Economics or Industrial Engineering

Job description

• Analyze all financial data for lease application proposal and check the validity & accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios
• Provide recommended terms and conditions for the lease application

• Analyze all financial data for lease application proposal and check the validity & accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios
• Provide recommended terms and conditions for the lease application

Minimum Qualifications

• Bachelor's degree, preferably in Economics or Industrial Engineering
• Fresh graduate or max 2 years experience
• Strong analytical thinking
• Have interest working with numbers, financial statments or other financial data
• Good communication and presentation skills
• Excellent problem-solving skills
• Good in English (Writing & Speaking)