Junior Product Manager (Banking & Financial Technology)

PT. Intikom Berlian Mustika; Jakarta Pusat; On-site; IDR 120,000,000 - 240,000,000; Full time

Job summary

PT Intikom Berlian Mustika is seeking a dynamic Junior Product Manager to own the commercial cycle of banking products, from financial terminal systems to enterprise IT solutions for financial institutions.

You will drive revenue targets, work with sales and business development to craft market entry strategies, and guide product development from planning through launch to meet market needs.

Proactive, data-driven, and proficient in Indonesian and English are highly valued in this role.

Qualifications

• Bachelor's degree in Informatics Engineering, Information Systems, Business Management, Industrial Engineering, or related field.
• Minimum 2 years in Product Officer, Business Analyst, Sales Engineer, or PM role with B2B/banking exposure.
• Strong business acumen and revenue-driven mindset.
• Knowledge of banking software and payment protocols preferred.
• Fluent Indonesian and English communication skills.

Responsibilities

• Own commercial metrics and revenue targets for assigned banking products.
• Lead go-to-market, sales enablement, and client pitches.
• Manage product lifecycle from planning to launch.
• Translate client needs into business proposals and requirements.
• Coordinate cross-functionally with sales, engineering, and QA.

Skills

Revenue-driven mindset

Product management concepts

Executive communication

Data-driven decision making

Indonesian & English

Education

Bachelor’s degree in Informatics Engineering or related field

Tools

Core Banking

Switching

Fraud Management Systems

AML

ISO 8583/ISO 20022

Job description

PT Intikom Berlian Mustika is looking for a dynamic, analytical, and result-oriented individual to join our team as a Junior Product Manager.

In this role, you will not only focus on building products, but you will also take full ownership of the commercial cycle and business growth. You will be directly responsible for the commercial performance and revenue targets of the banking products you manage—ranging from financial terminal systems and self-service banking to enterprise IT solutions for financial institutions.

Key Responsibilities

• Commercial & Revenue Ownership: Own the financial metrics of the product. You will have revenue and profitability targets as your main Key Performance Indicator (KPI), driving market adoption to hit company business goals.


• Go-to-Market & Sales Enablement Strategy: Work closely with sales and business development teams to create market entry strategies, prepare sales materials, and join client pitches to ensure strong product sales.


• Product Development & Lifecycle: Manage the product life cycle from planning and functional specifications to launch, ensuring it aligns with market needs and commercial goals.


• Business Proposal & Requirement Gathering: Translate client needs and market trends into comprehensive business proposals and clear functional requirements for the development team.


• Cross-functional Coordination: Act as a bridge between the sales/commercial team, software/hardware engineering, and QA to ensure products are high quality and ready on time to generate revenue.


• Market & Competitor Analysis: Analyze profitability, research competitors, and find new upsell or feature opportunities to increase the product's market value.

Qualifications

• Education: Bachelor’s degree (S1) in Informatics Engineering, Information Systems, Business Management, Industrial Engineering, or a related field.


• Experience: Minimum 2 years of experience as a Product Officer, Business Analyst, Sales Engineer, or Project Management role, with a strong track record or interest in B2B/banking commercial and sales aspects.


• Knowledge & Skills:
  
  
  
  • Strong business acumen and a revenue-driven mindset.
  
  
  • Solid understanding of product management concepts, including creating business proposals, commercial profit and loss analysis, and market analysis.
  
  
  • Preferred experience with banking software, such as Core Banking, Switching, Fraud Management Systems, AML (Anti-Money Laundering), Payment Systems, and related software.
  
  
  • Preferred knowledge of banking and payment protocols, such as NDC/DDC, ISO 8583, ISO 20022, and other financial communication standards.
  
  
  
  


• Soft Skills:
  
  
  
  • Excellent communication, negotiation, and presentation skills in both Indonesian and English.
  
  
  • Comfortable working with data-driven targets and performance metrics (KPI/OKRs).
  
  
  • Proactive, result-oriented, resilient, and good at time management.